{"currencies":[{"id":"krisflyer","name":"KrisFlyer miles","kind":"miles","transfer":{"points":1,"miles":1},"step":1,"sources":[],"milesPerUnit":1},{"id":"dbs-points","name":"DBS Points","kind":"bank-points","transfer":{"points":5000,"miles":10000},"step":1,"sources":["https://www.dbs.com.sg/personal/support/card-rewards-convert-dbs-points-to-frequent-flyer.html"],"milesPerUnit":2},{"id":"citi-points","name":"Citi ThankYou Points","kind":"bank-points","transfer":{"points":25000,"miles":10000},"step":1,"sources":["https://www.citibank.com.sg/credit-cards/privileges-programs/credit-card-rewards-redemption/points-transfer.html"],"milesPerUnit":0.4},{"id":"uni-dollars","name":"UNI$","kind":"bank-points","transfer":{"points":5000,"miles":10000},"step":1,"sources":["https://www.uob.com.sg/personal/cards/rewards/ladys-card/index.page","https://milelion.com/2026/08/18/review-uob-ladys-card-ladys-solitaire/"],"milesPerUnit":2},{"id":"hsbc-points","name":"HSBC points","kind":"bank-points","transfer":{"points":30000,"miles":10000},"step":1,"sources":["https://www.hsbc.com.sg/credit-cards/rewards/","https://mainlymiles.com/2026/08/12/hsbc-revolution-review-2026/"],"milesPerUnit":0.3333333333333333},{"id":"maybank-treatspoints","name":"TREATS Points","kind":"bank-points","transfer":{"points":25000,"miles":10000},"step":1,"sources":["https://mainlymiles.com/2026/07/25/maybank-xl-rewards-card-review-2026/","https://milelion.com/2026/07/05/review-maybank-xl-rewards-card/"],"milesPerUnit":0.4},{"id":"ocbc-dollars","name":"OCBC$","kind":"bank-points","transfer":{"points":25000,"miles":10000},"step":1,"sources":["https://milelion.com/2026/05/29/review-ocbc-titanium-rewards-card/","https://mainlymiles.com/2026/01/22/ocbc-rewards-card-review-2026/"],"milesPerUnit":0.4},{"id":"shopback-cashback","name":"ShopBack cashback","kind":"cashback","shortName":"back","centsPerUnit":50,"step":0.01,"sources":[]},{"id":"voucher-saving","name":"Voucher saving","kind":"cashback","shortName":"off","centsPerUnit":100,"step":0.01,"sources":[]},{"id":"swensens-rebate","name":"Swensen's Rebate$","kind":"cashback","shortName":"Rebate$","centsPerUnit":50,"faceCents":100,"step":0.01,"sources":["https://www.swensens.com.sg/cool-rewards-membership-terms-conditions/"]},{"id":"seoul-garden-points","name":"Seoul Garden points","kind":"mall-points","shortName":"points","centsPerUnit":2.5,"faceCents":5,"step":1,"sources":["https://seoulgardenhotpot.com.sg/membership/"]},{"id":"haidilao-points","name":"Haidilao points","kind":"mall-points","shortName":"points","centsPerUnit":1.25,"faceCents":2.5,"step":1,"sources":["https://www.haidilao-inc.com/sg/member/membership/MemberGuide","https://sg.everydayonsales.com/18-september-2026-onwards-haidilao-singapore-mid-autumn-collection-promotion-with-limited-edition-festive-goodies/","https://www.lemon8-app.com/@mellonpan_/7258845017211404801?region=sg"]},{"id":"starbucks-stars","name":"Starbucks Stars","kind":"mall-points","shortName":"Stars","centsPerUnit":5,"faceCents":10,"step":1,"sources":["https://www.starbucks.com.sg/frequently-asked-questions-starbucks-rewards"]}],"malls":[{"id":"heartland-mall-kovan","name":"Heartland Mall Kovan","area":"Kovan","location":{"lat":1.359542,"lng":103.885167,"source":"https://www.onemap.gov.sg/api/common/elastic/search?searchVal=Heartland%20Mall%20Kovan&returnGeom=Y&getAddrDetails=Y&pageNum=1","capturedAt":"2026-10-29T12:03:13+08:00"}}],"brands":[{"id":"20db-hearing-singapore","name":"20dB Hearing Singapore","aliases":[],"category":"beauty-health","label":"Pharmacy","cuisines":[]},{"id":"a-lightz-shop","name":"A lightz Shop","aliases":[],"category":"shopping","label":"Home furnishings","cuisines":[]},{"id":"a-one-signature","name":"A-One Signature","aliases":[],"category":"food","label":"Chinese restaurant","cuisines":["chinese"]},{"id":"addiction","name":"Addiction","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"amore","name":"Amore","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"aspire-hub","name":"Aspire Hub","aliases":[],"category":"services","label":"Tuition centre","cuisines":[]},{"id":"beauty-full-skin-wellness","name":"Beauty Full Skin Wellness","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"beauty-language","name":"Beauty Language","aliases":[],"category":"beauty-health","label":"Beauty shop","cuisines":[]},{"id":"bite-n-go","name":"Bite N Go","aliases":[],"category":"food","label":"Restaurant","cuisines":[]},{"id":"bountiful-living","name":"Bountiful Living","aliases":[],"category":"shopping","label":"Home furnishings","cuisines":[]},{"id":"buddy-hoagies-cafe-and-grill","name":"Buddy Hoagies Café & Grill","aliases":[],"category":"food","label":"Western food","cuisines":["western","coffee"]},{"id":"calinice-creation","name":"Calinice Creation","aliases":[],"category":"shopping","label":"Jewellery","cuisines":[]},{"id":"caring-skin","name":"Caring Skin","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"clearsk-aesthetic-clinic","name":"ClearSK Aesthetic Clinic","aliases":[],"category":"beauty-health","label":"Clinic","cuisines":[]},{"id":"cold-storage","name":"Cold Storage","aliases":[],"category":"groceries","label":"Supermarket","cuisines":[]},{"id":"dorra-slimming-singapore","name":"dorra Slimming Singapore","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"ec-house","name":"EC House","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"encik-tan","name":"Encik Tan","aliases":[],"category":"food","label":"Local noodles","cuisines":["local"]},{"id":"ex-style","name":"EX Style","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"eye-do-optic","name":"Eye Do Optic","aliases":[],"category":"services","label":"Services","cuisines":[]},{"id":"eyewear-collection","name":"Eyewear Collection","aliases":[],"category":"shopping","label":"Optician","cuisines":[]},{"id":"fashion-forever","name":"Fashion Forever","aliases":[],"category":"shopping","label":"Fashion","cuisines":[]},{"id":"foto-express","name":"Foto Express","aliases":[],"category":"services","label":"Services","cuisines":[]},{"id":"four-leaves","name":"Four Leaves","aliases":[],"category":"food","label":"Bakery","cuisines":["bakery"]},{"id":"fragrance","name":"Fragrance","aliases":[],"category":"food","label":"Bak kwa","cuisines":["local","snacks"]},{"id":"gizmos-exclusive","name":"Gizmos Exclusive","aliases":[],"category":"shopping","label":"Electronics","cuisines":[]},{"id":"gong-yuan-ma-la-tang","name":"Gong Yuan Ma La Tang","aliases":[],"category":"food","label":"Mala tang","cuisines":["chinese"]},{"id":"ho-kee-pau","name":"Ho Kee Pau","aliases":[],"category":"food","label":"Chinese restaurant","cuisines":["chinese"]},{"id":"hockhua-tonic","name":"Hockhua Tonic","aliases":[],"category":"beauty-health","label":"Pharmacy","cuisines":[]},{"id":"home-and-giving","name":"Home & Giving","aliases":[],"category":"shopping","label":"Gifts","cuisines":[]},{"id":"ivins-peranakan-restaurant","name":"Ivins Peranakan Restaurant","aliases":[],"category":"food","label":"Local food","cuisines":["local"]},{"id":"japan-home","name":"Japan Home","aliases":[],"category":"shopping","label":"Home furnishings","cuisines":[]},{"id":"jean-yip-hairdressing","name":"Jean Yip Hairdressing","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"kcuts","name":"kcuts","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"kings-footworks","name":"Kings Footworks","aliases":[],"category":"beauty-health","label":"Spa","cuisines":[]},{"id":"koi-the","name":"KOI Thé","aliases":["KOI Thé Express"],"category":"food","label":"Bubble tea","cuisines":["drinks"]},{"id":"kskin","name":"Kskin","aliases":["Kskin Korean Express Facial"],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"lac","name":"LAC","aliases":[],"category":"groceries","label":"Convenience store","cuisines":[]},{"id":"ladyfinger","name":"Ladyfinger","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"liho","name":"LiHO","aliases":[],"category":"food","label":"Coffee","cuisines":["coffee","snacks"]},{"id":"ma-kuang-tcm","name":"Ma Kuang TCM","aliases":[],"category":"services","label":"Services","cuisines":[]},{"id":"maidcity","name":"Maidcity","aliases":[],"category":"services","label":"Employment agency","cuisines":[]},{"id":"mixue-ice-cream-and-tea","name":"Mixue Ice Cream & Tea","aliases":[],"category":"food","label":"Drinks","cuisines":["drinks","dessert"]},{"id":"money-bro-lsg","name":"Money Bro LSG","aliases":[],"category":"shopping","label":"Gifts","cuisines":[]},{"id":"mos-burger","name":"MOS Burger","aliases":[],"category":"food","label":"Japanese burgers","cuisines":["japanese","fast-food"]},{"id":"mr-bean","name":"Mr Bean","aliases":[],"category":"food","label":"Soya drinks","cuisines":["drinks","snacks"]},{"id":"mr-coconut","name":"Mr. Coconut","aliases":["Mr. Coconut Go"],"category":"food","label":"Coconut shakes","cuisines":["drinks"]},{"id":"munchi-pancakes","name":"Munchi Pancakes","aliases":[],"category":"food","label":"Min jiang kueh","cuisines":["snacks","local"]},{"id":"n-e-hairdressing-salon","name":"N E Hairdressing Salon","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"natrahea","name":"Natrahea","aliases":[],"category":"beauty-health","label":"Health services","cuisines":[]},{"id":"nature-senze","name":"Nature Senze","aliases":[],"category":"shopping","label":"Fashion","cuisines":[]},{"id":"old-chang-kee","name":"Old Chang Kee","aliases":[],"category":"food","label":"Curry puffs","cuisines":["local","snacks"]},{"id":"olleh-fashion","name":"Olleh Fashion","aliases":[],"category":"shopping","label":"Fashion","cuisines":[]},{"id":"parkway-shenton","name":"Parkway Shenton","aliases":[],"category":"beauty-health","label":"Clinic","cuisines":[]},{"id":"pauls-barbershop","name":"Paul’s Barbershop","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"pearls-visioncare","name":"Pearl’s Visioncare","aliases":[],"category":"shopping","label":"Optician","cuisines":[]},{"id":"pet-lovers-centre","name":"Pet Lovers Centre","aliases":[],"category":"services","label":"Pet shop","cuisines":[]},{"id":"popeyes","name":"Popeyes","aliases":[],"category":"food","label":"Fried chicken","cuisines":["fast-food","western"]},{"id":"popular-bookstore","name":"POPULAR Bookstore","aliases":["Popular"],"category":"shopping","label":"Bookshop","cuisines":[]},{"id":"primadeli","name":"PrimaDéli","aliases":[],"category":"food","label":"Bakery","cuisines":["bakery"]},{"id":"raymond-maids","name":"Raymond Maids","aliases":[],"category":"services","label":"Employment agency","cuisines":[]},{"id":"relax-nails-and-spa","name":"Relax Nails & Spa","aliases":[],"category":"beauty-health","label":"Spa","cuisines":[]},{"id":"s-and-d","name":"S & D","aliases":[],"category":"shopping","label":"Fashion","cuisines":[]},{"id":"saizeriya","name":"Saizeriya","aliases":["Saizeriya Ristorante E Caffe"],"category":"food","label":"Western food","cuisines":["western"]},{"id":"sanook-kitchen","name":"Sanook Kitchen","aliases":[],"category":"food","label":"Thai restaurant","cuisines":["thai"]},{"id":"scarlett-supermarket","name":"SCARLETT SUPERMARKET 思家客","aliases":[],"category":"groceries","label":"Supermarket","cuisines":[]},{"id":"shakura-pigmentation-beauty","name":"Shakura Pigmentation Beauty","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"she-studio","name":"She Studio","aliases":[],"category":"shopping","label":"Fashion","cuisines":[]},{"id":"shimmer-n-shine","name":"Shimmer N Shine","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"singtel-exclusive-retailer","name":"Singtel Exclusive Retailer","aliases":[],"category":"shopping","label":"Mobile phones","cuisines":[]},{"id":"skin-labo","name":"Skin Labo","aliases":[],"category":"beauty-health","label":"Pharmacy","cuisines":[]},{"id":"skp","name":"SKP","aliases":[],"category":"shopping","label":"Home furnishings","cuisines":[]},{"id":"slim-labo","name":"Slim Labo","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"snackz-it","name":"Snackz It!","aliases":[],"category":"food","label":"Snacks","cuisines":["snacks"]},{"id":"sothys","name":"Sothys","aliases":["Sothys Premium Salon"],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"spacio-tcm-wellness","name":"Spacio TCM Wellness","aliases":[],"category":"beauty-health","label":"Health services","cuisines":[]},{"id":"stuffd","name":"Stuff'd","aliases":[],"category":"food","label":"Kebabs & burritos","cuisines":["fast-food","middle-eastern","mexican"]},{"id":"sunrich-enterprise","name":"Sunrich Enterprise","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"sushi-express","name":"Sushi Express","aliases":[],"category":"food","label":"Sushi","cuisines":["japanese"]},{"id":"taka-jewellery","name":"TAKA Jewellery","aliases":[],"category":"shopping","label":"Jewellery","cuisines":[]},{"id":"the-charcoal-grill-legend","name":"The Charcoal Grill Legend","aliases":[],"category":"food","label":"Chinese restaurant","cuisines":["chinese"]},{"id":"the-summer-acai","name":"The Summer Acai","aliases":[],"category":"food","label":"Desserts","cuisines":["dessert"]},{"id":"toast-and-roll-by-swee-heng","name":"Toast & Roll by Swee Heng","aliases":[],"category":"food","label":"Bakery","cuisines":["bakery"]},{"id":"toast-box","name":"Toast Box","aliases":[],"category":"food","label":"Local food","cuisines":["local","drinks","coffee"]},{"id":"traditional-foot-reflexology","name":"Traditional Foot Reflexology","aliases":[],"category":"beauty-health","label":"Spa","cuisines":[]},{"id":"tupperware","name":"Tupperware","aliases":[],"category":"shopping","label":"Home furnishings","cuisines":[]},{"id":"v-medical-aesthetic-laser-clinic","name":"V MEDICAL AESTHETIC LASER CLINIC","aliases":[],"category":"beauty-health","label":"Clinic","cuisines":[]},{"id":"vaishnavi-beauty-salon-and-spa","name":"Vaishnavi Beauty Salon & Spa","aliases":[],"category":"beauty-health","label":"Spa","cuisines":[]},{"id":"vegetarian-express","name":"Vegetarian Express","aliases":[],"category":"food","label":"Vegetarian","cuisines":["vegetarian"]},{"id":"vision-27","name":"Vision 27","aliases":[],"category":"shopping","label":"Optician","cuisines":[]},{"id":"vitacare-family-clinic","name":"VITACARE FAMILY CLINIC","aliases":[],"category":"beauty-health","label":"Clinic","cuisines":[]},{"id":"watsons","name":"Watsons","aliases":[],"category":"beauty-health","label":"Pharmacy","cuisines":[]},{"id":"wenting-costume-jewellery-and-accessories","name":"Wenting Costume Jewellery & Accessories","aliases":[],"category":"shopping","label":"Jewellery","cuisines":[]},{"id":"wok-hey","name":"WOK HEY","aliases":[],"category":"food","label":"Fried rice","cuisines":["chinese"]},{"id":"ya-kun-kaya-toast","name":"Ya Kun Kaya Toast","aliases":["Ya Kun Family Café"],"category":"food","label":"Kaya toast","cuisines":["coffee","local"]},{"id":"young-hearts","name":"Young Hearts","aliases":[],"category":"shopping","label":"Women's fashion","cuisines":[]},{"id":"yu-pavilion","name":"Yu Pavilion","aliases":[],"category":"food","label":"Chinese restaurant","cuisines":["chinese"]},{"id":"yun-nam-hair-care","name":"Yun Nam Hair Care","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]}],"outlets":[{"id":"20db-hearing-singapore","brand":"20db-hearing-singapore","unit":"#03-02","mall":"heartland-mall-kovan"},{"id":"a-lightz-shop","brand":"a-lightz-shop","unit":"#02-46","mall":"heartland-mall-kovan"},{"id":"addiction","brand":"addiction","unit":"#02-49","mall":"heartland-mall-kovan"},{"id":"amore","brand":"amore","unit":"#03-31/32/33","mall":"heartland-mall-kovan"},{"id":"a-one-signature","brand":"a-one-signature","unit":"#02-02","mall":"heartland-mall-kovan"},{"id":"aspire-hub","brand":"aspire-hub","unit":"#02-36","mall":"heartland-mall-kovan"},{"id":"beauty-full-skin-wellness","brand":"beauty-full-skin-wellness","unit":"#03-25","mall":"heartland-mall-kovan"},{"id":"beauty-language","brand":"beauty-language","unit":"#02-23","mall":"heartland-mall-kovan"},{"id":"bite-n-go","brand":"bite-n-go","unit":"#02-09","mall":"heartland-mall-kovan"},{"id":"bountiful-living","brand":"bountiful-living","unit":"#03-09","mall":"heartland-mall-kovan"},{"id":"buddy-hoagies-cafe-and-grill","brand":"buddy-hoagies-cafe-and-grill","unit":"#01-27","mall":"heartland-mall-kovan"},{"id":"calinice-creation","brand":"calinice-creation","unit":"#02-K13","mall":"heartland-mall-kovan"},{"id":"caring-skin","brand":"caring-skin","unit":"#03-10","mall":"heartland-mall-kovan"},{"id":"clearsk-aesthetic-clinic","brand":"clearsk-aesthetic-clinic","unit":"#03-04/05/06","mall":"heartland-mall-kovan"},{"id":"cold-storage","brand":"cold-storage","unit":"#01-01","mall":"heartland-mall-kovan"},{"id":"dorra-slimming-singapore","brand":"dorra-slimming-singapore","unit":"#02-07","mall":"heartland-mall-kovan"},{"id":"ec-house","brand":"ec-house","unit":"#02-38","mall":"heartland-mall-kovan"},{"id":"encik-tan","brand":"encik-tan","unit":"#01-08","mall":"heartland-mall-kovan"},{"id":"ex-style","brand":"ex-style","unit":"#02-06","mall":"heartland-mall-kovan"},{"id":"eye-do-optic","brand":"eye-do-optic","unit":"#02-05","mall":"heartland-mall-kovan"},{"id":"eyewear-collection","brand":"eyewear-collection","unit":"#02-K4","mall":"heartland-mall-kovan"},{"id":"fashion-forever","brand":"fashion-forever","unit":"#02-19","mall":"heartland-mall-kovan"},{"id":"foto-express","brand":"foto-express","unit":"#01-05","mall":"heartland-mall-kovan"},{"id":"four-leaves","brand":"four-leaves","unit":"#01-17/18","mall":"heartland-mall-kovan"},{"id":"fragrance","brand":"fragrance","unit":"#01-22","mall":"heartland-mall-kovan"},{"id":"gizmos-exclusive","brand":"gizmos-exclusive","unit":"#02-K15","mall":"heartland-mall-kovan"},{"id":"gong-yuan-ma-la-tang","brand":"gong-yuan-ma-la-tang","unit":"#02-15","mall":"heartland-mall-kovan"},{"id":"ho-kee-pau","brand":"ho-kee-pau","unit":"#01-K2","mall":"heartland-mall-kovan"},{"id":"hockhua-tonic","brand":"hockhua-tonic","unit":"#02-10/11","mall":"heartland-mall-kovan"},{"id":"home-and-giving","brand":"home-and-giving","unit":"#02-K2B","mall":"heartland-mall-kovan"},{"id":"ivins-peranakan-restaurant","brand":"ivins-peranakan-restaurant","unit":"#02-20/21","mall":"heartland-mall-kovan"},{"id":"japan-home","brand":"japan-home","unit":"#03-07/08","mall":"heartland-mall-kovan"},{"id":"jean-yip-hairdressing","brand":"jean-yip-hairdressing","unit":"#03-14","mall":"heartland-mall-kovan"},{"id":"kcuts","brand":"kcuts","unit":"#02-50","mall":"heartland-mall-kovan"},{"id":"kings-footworks","brand":"kings-footworks","unit":"#03-11A","mall":"heartland-mall-kovan"},{"id":"koi-the","brand":"koi-the","unit":"#01-16","mall":"heartland-mall-kovan"},{"id":"kskin","brand":"kskin","unit":"#03-03","mall":"heartland-mall-kovan"},{"id":"lac","brand":"lac","unit":"#02-14","mall":"heartland-mall-kovan"},{"id":"ladyfinger","brand":"ladyfinger","unit":"#03-K1","mall":"heartland-mall-kovan"},{"id":"liho","brand":"liho","unit":"#02-08","mall":"heartland-mall-kovan"},{"id":"ma-kuang-tcm","brand":"ma-kuang-tcm","unit":"#02-25","mall":"heartland-mall-kovan"},{"id":"maidcity","brand":"maidcity","unit":"#02-33","mall":"heartland-mall-kovan"},{"id":"mixue-ice-cream-and-tea","brand":"mixue-ice-cream-and-tea","unit":"#01-19/20","mall":"heartland-mall-kovan"},{"id":"money-bro-lsg","brand":"money-bro-lsg","unit":"#02-K2A","mall":"heartland-mall-kovan"},{"id":"mos-burger","brand":"mos-burger","unit":"#01-11","mall":"heartland-mall-kovan"},{"id":"mr-bean","brand":"mr-bean","unit":"#01-07","mall":"heartland-mall-kovan"},{"id":"mr-coconut","brand":"mr-coconut","unit":"#02-8A","mall":"heartland-mall-kovan"},{"id":"munchi-pancakes","brand":"munchi-pancakes","unit":"#01-25/26","mall":"heartland-mall-kovan"},{"id":"n-e-hairdressing-salon","brand":"n-e-hairdressing-salon","unit":"#02-40","mall":"heartland-mall-kovan"},{"id":"natrahea","brand":"natrahea","unit":"#02-32","mall":"heartland-mall-kovan"},{"id":"nature-senze","brand":"nature-senze","unit":"#02-45","mall":"heartland-mall-kovan"},{"id":"old-chang-kee","brand":"old-chang-kee","unit":"#01-10","mall":"heartland-mall-kovan"},{"id":"olleh-fashion","brand":"olleh-fashion","unit":"#02-K12","mall":"heartland-mall-kovan"},{"id":"parkway-shenton","brand":"parkway-shenton","unit":"#03-20","mall":"heartland-mall-kovan"},{"id":"pauls-barbershop","brand":"pauls-barbershop","unit":"#03-22","mall":"heartland-mall-kovan"},{"id":"pearls-visioncare","brand":"pearls-visioncare","unit":"#03-11","mall":"heartland-mall-kovan"},{"id":"pet-lovers-centre","brand":"pet-lovers-centre","unit":"#03-12","mall":"heartland-mall-kovan"},{"id":"popeyes","brand":"popeyes","unit":"#01-06","mall":"heartland-mall-kovan"},{"id":"popular","brand":"popular-bookstore","unit":"#03-30","mall":"heartland-mall-kovan"},{"id":"primadeli","brand":"primadeli","unit":"#01-09","mall":"heartland-mall-kovan"},{"id":"raymond-maids","brand":"raymond-maids","unit":"#03-12A","mall":"heartland-mall-kovan"},{"id":"relax-nails-and-spa","brand":"relax-nails-and-spa","unit":"#02-30/31","mall":"heartland-mall-kovan"},{"id":"s-and-d","brand":"s-and-d","unit":"#02-03","mall":"heartland-mall-kovan"},{"id":"saizeriya","brand":"saizeriya","unit":"#02-26/27/28/29","mall":"heartland-mall-kovan"},{"id":"sanook-kitchen","brand":"sanook-kitchen","unit":"#01-12","mall":"heartland-mall-kovan"},{"id":"scarlett-supermarket","brand":"scarlett-supermarket","unit":"#03-16","mall":"heartland-mall-kovan"},{"id":"shakura-pigmentation-beauty","brand":"shakura-pigmentation-beauty","unit":"#02-07","mall":"heartland-mall-kovan"},{"id":"she-studio","brand":"she-studio","unit":"#02-47","mall":"heartland-mall-kovan"},{"id":"shimmer-n-shine","brand":"shimmer-n-shine","unit":"#02-37","mall":"heartland-mall-kovan"},{"id":"singtel-exclusive-retailer","brand":"singtel-exclusive-retailer","unit":"#03-21","mall":"heartland-mall-kovan"},{"id":"skin-labo","brand":"skin-labo","unit":"#02-41/42","mall":"heartland-mall-kovan"},{"id":"skp","brand":"skp","unit":"#02-24","mall":"heartland-mall-kovan"},{"id":"slim-labo","brand":"slim-labo","unit":"#03-15","mall":"heartland-mall-kovan"},{"id":"snackz-it","brand":"snackz-it","unit":"#01-21","mall":"heartland-mall-kovan"},{"id":"sothys","brand":"sothys","unit":"#03-17","mall":"heartland-mall-kovan"},{"id":"spacio-tcm-wellness","brand":"spacio-tcm-wellness","unit":"#02-12/13","mall":"heartland-mall-kovan"},{"id":"stuffd","brand":"stuffd","unit":"#01-13A","mall":"heartland-mall-kovan"},{"id":"sunrich-enterprise","brand":"sunrich-enterprise","unit":"#02-39","mall":"heartland-mall-kovan"},{"id":"sushi-express","brand":"sushi-express","unit":"#02-18","mall":"heartland-mall-kovan"},{"id":"taka-jewellery","brand":"taka-jewellery","unit":"#01-04","mall":"heartland-mall-kovan"},{"id":"the-charcoal-grill-legend","brand":"the-charcoal-grill-legend","unit":"#01-13","mall":"heartland-mall-kovan"},{"id":"the-summer-acai","brand":"the-summer-acai","unit":"#03-15","mall":"heartland-mall-kovan"},{"id":"toast-and-roll-by-swee-heng","brand":"toast-and-roll-by-swee-heng","unit":"#01-02","mall":"heartland-mall-kovan"},{"id":"toast-box","brand":"toast-box","unit":"#01-14/15","mall":"heartland-mall-kovan"},{"id":"traditional-foot-reflexology","brand":"traditional-foot-reflexology","unit":"#03-23/24","mall":"heartland-mall-kovan"},{"id":"tupperware","brand":"tupperware","unit":"#02-K6","mall":"heartland-mall-kovan"},{"id":"v-medical-aesthetic-laser-clinic","brand":"v-medical-aesthetic-laser-clinic","unit":"#03-26/27/28/29","mall":"heartland-mall-kovan"},{"id":"vaishnavi-beauty-salon-and-spa","brand":"vaishnavi-beauty-salon-and-spa","unit":"#02-34/35","mall":"heartland-mall-kovan"},{"id":"vegetarian-express","brand":"vegetarian-express","unit":"#02-22","mall":"heartland-mall-kovan"},{"id":"vision-27","brand":"vision-27","unit":"#01-03","mall":"heartland-mall-kovan"},{"id":"vitacare-family-clinic","brand":"vitacare-family-clinic","unit":"#02-43/44","mall":"heartland-mall-kovan"},{"id":"watsons","brand":"watsons","unit":"#02-16","mall":"heartland-mall-kovan"},{"id":"wenting-costume-jewellery-and-accessories","brand":"wenting-costume-jewellery-and-accessories","unit":"#02-K10","mall":"heartland-mall-kovan"},{"id":"wok-hey","brand":"wok-hey","unit":"#01-23/24","mall":"heartland-mall-kovan"},{"id":"ya-kun-kaya-toast","brand":"ya-kun-kaya-toast","unit":"#02-51/52","mall":"heartland-mall-kovan"},{"id":"young-hearts","brand":"young-hearts","unit":"#02-04","mall":"heartland-mall-kovan"},{"id":"yu-pavilion","brand":"yu-pavilion","unit":"#03-18/19","mall":"heartland-mall-kovan"},{"id":"yun-nam-hair-care","brand":"yun-nam-hair-care","unit":"#03-13","mall":"heartland-mall-kovan"}],"cards":[{"id":"citi-rewards","name":"Citi Rewards Mastercard","bank":"Citi","shortName":"Citi Rewards","currency":"citi-points","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2026-01-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","chip-insert"],"mccs":[5311,5611,5621,5631,5641,5651,5655,5661,5691,5699,5948]},{"pointsPerDollar":10,"channels":["online","amaze"],"exceptMccs":["3000-3999",4111,4112,4411,4511,4722,4723,4789,5962,7011,7012,7512]}],"excludedMccs":[4829,4900,5199,5960,5993,6012,6050,6051,6211,6300,6513,"6529-6540",7349,7511,7523,7800,7995,8062,"8211-8299",8398,"8651-8661",9754,"9000-9999"],"excludedChannels":[],"roundingBlock":{"base":1,"bonus":1},"cap":{"amount":1000,"period":"statement-month"},"sources":["https://mainlymiles.com/2026/08/18/citi-rewards-card-review-2026/","https://www.citibank.com.sg/credit-cards/rewards/citi-rewards-card"]}]},{"id":"dbs-womans-world","name":"DBS Woman's World Card","bank":"DBS","shortName":"DBS WWMC","currency":"dbs-points","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-08-01","effectiveTo":"2025-11-30","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["online","in-app-wallet"],"exceptMccs":[7399]}],"excludedMccs":[9211,9222,9223,9311,9399,9402,9405,5960,6300,8062,8211,8220,8241,8244,8249,8299],"excludedChannels":["amaze"],"roundingBlock":{"base":1,"bonus":1},"cap":{"amount":1000,"period":"calendar-month"},"sources":["https://milelion.com/2026/08/11/review-dbs-womans-world-card/","https://mainlymiles.com/2026/02/11/dbs-wwmc-review-2026/"]},{"effectiveFrom":"2025-12-01","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["online","in-app-wallet"],"exceptMccs":[7399]}],"excludedMccs":[9211,9222,9223,9311,9399,9402,9405,5960,6300,8062,8211,8220,8241,8244,8249,8299,4900,5047,5199,5993,6050,6513,6529,6530,6534,6540,7349,7511,7523,8651,8699,8999],"excludedChannels":["amaze"],"roundingBlock":{"base":1,"bonus":1},"cap":{"amount":1000,"period":"calendar-month"},"sources":["https://milelion.com/2026/08/11/review-dbs-womans-world-card/","https://milelion.com/2025/10/30/dbs-cards-add-new-reward-exclusions-from-december-2025/","https://mainlymiles.com/2026/02/11/dbs-wwmc-review-2026/"]}]},{"id":"hsbc-revolution","name":"HSBC Revolution","bank":"HSBC","shortName":"HSBC Revo","currency":"hsbc-points","network":"visa","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2026-04-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","online","in-app-wallet"],"mccs":[5441,5462,5811,5812,5813,4816,5045,5262,5309,5310,5311,5331,5399,"5611-5699","5732-5735",5912,5942,"5944-5949","5964-5970",5992,5999,4121,7997,4411,"3000-3999",4511,7011]}],"excludedMccs":[4829,4900,5960,6050,6051,6300,7349,7523,7801,7995,8062,"8211-8299",8398,9311,9399,9402,9405,9754],"excludedChannels":[],"roundingBlock":{"base":1,"bonus":1},"cap":{"amount":1000,"period":"calendar-month"},"sources":["https://mainlymiles.com/2026/08/12/hsbc-revolution-review-2026/","https://www.hsbc.com.sg/credit-cards/products/revolution/"]}]},{"id":"krisflyer-uob","name":"KrisFlyer UOB Credit Card","bank":"UOB","shortName":"KF UOB","currency":"krisflyer","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2026-07-01","basePointsPerDollar":1.2,"bonuses":[{"pointsPerDollar":3,"channels":["in-app-wallet"],"layers":["kris-plus","kris-plus-voucher"]},{"pointsPerDollar":2.4,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5812,5813,5814],"requires":"you spend S$1,000 with the SIA Group in your membership year; these extra miles arrive after it ends"},{"pointsPerDollar":2.4,"channels":["online","in-app-wallet"],"mccs":[4816,5262,5306,5309,5310,5311,5331,5399,5611,5621,5631,5641,5651,5661,5691,5699,5732,5733,5735,5912,5942,"5944-5949",5999],"requires":"you spend S$1,000 with the SIA Group in your membership year; these extra miles arrive after it ends"},{"pointsPerDollar":2.4,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[4121],"requires":"you spend S$1,000 with the SIA Group in your membership year; these extra miles arrive after it ends"}],"excludedMccs":[4829,4900,5199,5960,5965,5993,6012,6050,6051,6211,6300,6399,6513,6529,6530,6534,6540,7349,7511,7523,7995,8011,8062,8099,8211,8220,8241,8244,8249,8299,8398,8651,8661,8699,8999,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":["amaze"],"roundingBlock":{"base":5,"bonus":5},"sources":["https://www.uob.com.sg/assets/pdfs/kf_credit_card_full_tnc.pdf","https://milelion.com/2026/04/12/review-krisflyer-uob-credit-card/"]}]},{"id":"maybank-world","name":"Maybank World Mastercard","bank":"Maybank","shortName":"Maybank World","currency":"maybank-treatspoints","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-01-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","chip-insert"],"mccs":[5541]}],"excludedMccs":[4900],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":5},"sources":["https://milelion.com/2026/09/27/review-maybank-world-mastercard/"]}]},{"id":"maybank-xl","name":"Maybank XL Rewards","bank":"Maybank","shortName":"Maybank XL","currency":"maybank-treatspoints","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-01-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet","amaze"],"mccs":[5811,5812,5814,5462,5262,5310,5311,5331,5399,5621,5631,5651,5655,5661,5691,5699,5941,4899,5813,5815,7832,7993,7994,"3000-3308",4511,4722,7011]}],"excludedMccs":[4900,5960,6211,6300,6540,7995,8398,"9211-9405"],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":5},"cap":{"amount":1000,"period":"calendar-month"},"minimumSpend":{"amount":500,"period":"calendar-month"},"sources":["https://milelion.com/2026/07/05/review-maybank-xl-rewards-card/","https://mainlymiles.com/2026/07/25/maybank-xl-rewards-card-review-2026/"]}]},{"id":"ocbc-rewards","name":"OCBC Rewards Card","bank":"OCBC","shortName":"OCBC Rewards","currency":"ocbc-dollars","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-01-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet","amaze"],"mccs":[5309,5311,5611,5621,5631,5641,5651,5655,5661,5691,5699,5941,5948]}],"excludedMccs":[4784,4829,4900,5047,5199,5960,5993,6010,6012,6051,6211,6300,6513,6540,7349,7523,7995,8062,8211,8220,8241,8244,8249,8299,8398,8651,8661,8675,8699,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":5},"cap":{"amount":1110,"period":"calendar-month"},"sources":["https://milelion.com/2026/05/29/review-ocbc-titanium-rewards-card/","https://mainlymiles.com/2026/01/22/ocbc-rewards-card-review-2026/"]}]},{"id":"uob-ladys","name":"UOB Lady's Card","bank":"UOB","shortName":"UOB Lady's","currency":"uni-dollars","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-08-01","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5912,5977,7230,7231,7297,7298],"pick":"Beauty and wellness"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5811,5812,5814,5499],"pick":"Dining"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5813,7832,7922],"pick":"Entertainment"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5411,5641],"pick":"Family"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5311,5611,5621,5631,5651,5655,5661,5691,5699,5948],"pick":"Fashion"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[4111,4121,4789,5541,5542],"pick":"Transport"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":["3000-3999",4511,7011],"pick":"Travel"}],"excludedMccs":[4829,4900,5199,5960,5965,5993,6012,6050,6051,6211,6300,6513,6529,6530,6534,6540,7349,7511,7523,7995,8062,8211,8220,8241,8244,8249,8299,8398,8651,8661,8699,8999,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":["amaze"],"roundingBlock":{"base":5,"bonus":1},"cap":{"amount":1000,"period":"calendar-month"},"mostPicks":2,"sources":["https://mainlymiles.com/2026/10/26/uob-ladys-cards-review-2026/","https://milelion.com/2026/08/18/review-uob-ladys-card-ladys-solitaire/","https://www.uob.com.sg/assets/pdfs/ladys-cards-tcs.pdf"]}]},{"id":"uob-preferred","name":"UOB Preferred Visa","bank":"UOB","shortName":"UOB PPV","currency":"uni-dollars","network":"visa","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2026-03-01","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["mobile-wallet"],"cap":{"amount":600,"period":"calendar-month"}},{"pointsPerDollar":2,"channels":["online","in-app-wallet"],"mccs":[4816,5262,5306,5309,5310,5311,5331,5399,5611,5621,5631,5641,5651,5661,5691,5699,"5732-5735",5912,5942,"5944-5949",5964,"5966-5970",5992,5999,5811,5812,5814,5333,5411,5441,5462,5499,8012,9751,7278,7832,7841,7922,7991,7996,"7998-7999"],"cap":{"amount":600,"period":"calendar-month"}}],"excludedMccs":[4829,4900,5199,5960,5965,5993,6012,6050,6051,6211,6300,6513,6529,6530,6534,6540,7349,7511,7523,7995,8062,8211,8220,8241,8244,8249,8299,8398,8651,8661,8699,8999,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":5},"sources":["https://mainlymiles.com/2026/07/22/uob-preferred-visa-review-2026/","https://www.uob.com.sg/web-resources/personal/pdf/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card/terms-and-conditions-for-preferred-plat-visa.pdf"]}]},{"id":"uob-visa-signature","name":"UOB Visa Signature","bank":"UOB","shortName":"UOB VS","currency":"uni-dollars","network":"visa","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-01-01","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet"]},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5541,5542]}],"excludedMccs":[4829,4900,5199,5960,5965,5993,6012,6050,6051,6211,6300,6513,6529,6530,6534,6540,7349,7511,7523,7995,8062,8211,8220,8241,8244,8249,8299,8398,8651,8661,8699,8999,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":1},"cap":{"amount":1200,"period":"statement-month"},"minimumSpend":{"amount":1000,"period":"statement-month"},"sources":["https://milelion.com/2026/08/10/review-uob-visa-signature-card/","https://www.uob.com.sg/web-resources/personal/pdf/personal/cards/credit-cards/travel-cards/uob-visa-signature-card/terms-and-conditions-governing-uob-visa-signature-card.pdf"]}]}],"layers":[{"id":"haidilao-membership","name":"Haidilao membership","shortName":"Haidilao","kind":"loyalty","currency":"haidilao-points","steps":["Log in to your Haidilao membership on the table tablet before you ask for the bill"],"rewardNote":"Points for gifts and dishes, not cash","sources":["https://www.haidilao-inc.com/sg/member/membership/MemberGuide","https://www.haidilao-inc.com/sg/member/membership/interests"],"breaks":[]},{"id":"kris-plus-voucher","name":"Kris+ voucher","shortName":"Kris+ voucher","kind":"payment","channel":"in-app-wallet","currency":"krisflyer","steps":["Before you go, buy a {brand} voucher in Kris+ with Apple Pay or Google Pay, using your {card}","At the counter, scan the Kris+ QR to use the voucher, then pay any balance in the app the same way"],"savings":"voucher-saving","planAhead":true,"rewardNote":"Kris+ miles must be moved to KrisFlyer within 21 days","sources":["https://www.uob.com.sg/assets/pdfs/kf_credit_card_full_tnc.pdf","https://milelion.com/2021/07/22/kris-launches-deals-section-earn-krisflyer-miles-when-buying-partner-vouchers/","https://mainlymiles.com/2024/08/03/kris-offering-500-bonus-miles-with-selected-voucher-purchases/"],"breaks":[]},{"id":"kris-plus","name":"Kris+","kind":"payment","channel":"in-app-wallet","currency":"krisflyer","steps":["Open Kris+, tap Pay and scan {brand}'s Kris+ QR code at the counter","Key in the bill and pay with Apple Pay or Google Pay, using your {card}"],"sources":["https://www.singaporeair.com/zh_CN/sg/ppsclub-krisflyer/use-miles/krispay/krisplus-inapp","https://www.krisplus.com/en/sg/about-krisplus"],"breaks":[]},{"id":"seoul-garden-membership","name":"Seoul Garden membership","shortName":"Seoul Garden","kind":"loyalty","currency":"seoul-garden-points","steps":["Give your Seoul Garden membership before you pay"],"rewardNote":"Points for money off a later Seoul Garden bill","sources":["https://seoulgardenhotpot.com.sg/membership/","https://seoulgardenhotpot.com.sg/faq/"],"breaks":[]},{"id":"shopback-pay","name":"ShopBack Pay","shortName":"ShopBack","kind":"payment","channel":"online","walletChannel":"in-app-wallet","currency":"shopback-cashback","steps":["Scan the ShopBack QR at the counter and pay in the ShopBack app with your {card}"],"rewardNote":"Not every outlet takes it, so look for the ShopBack QR at the counter. Often return cashback, paid out when you visit the same brand again","sources":["https://www.shopback.sg/guide/how-to/earn-cashback-in-store","https://milelion.com/2025/06/23/how-to-turn-offline-spend-into-online-spend/","https://www.singsaver.com.sg/credit-card/blog/how-to-maximise-cashback-shopback-pay","https://milelion.com/2024/05/14/psa-dont-use-citi-rewards-card-with-mobile-wallets/"],"breaks":[]},{"id":"starbucks-rewards","name":"Starbucks Rewards","shortName":"Starbucks","kind":"loyalty","currency":"starbucks-stars","steps":["Scan your Starbucks Rewards code before you pay"],"rewardNote":"Stars for money off drinks and food at Starbucks","sources":["https://www.starbucks.com.sg/frequently-asked-questions-starbucks-rewards"],"breaks":[]},{"id":"swensens-cool-rewards","name":"Swensen's Cool Rewards","shortName":"Cool Rewards","kind":"loyalty","currency":"swensens-rebate","steps":["Give your Swensen's Cool Rewards membership before you pay"],"rewardNote":"Rebate$ to spend at Swensen's","sources":["https://www.swensens.com.sg/cool-rewards-membership-terms-conditions/","https://www.swensens.com.sg/be-a-member/"],"breaks":[]}],"wrappers":[{"id":"amaze","name":"Amaze","channel":"amaze","networks":["mastercard"],"fee":{"percent":1,"minimum":0.5},"sources":["https://milelion.com/2026/08/15/instarem-amaze-card-review/"]}],"mccs":[{"brand":"ya-kun-kaya-toast","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5812,"tier":"brand"},{"brand":"watsons","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5912,"tier":"brand"},{"brand":"watsons","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5411,"tier":"brand"},{"brand":"pet-lovers-centre","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5995,"tier":"brand"},{"brand":"pet-lovers-centre","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5965,"tier":"brand"},{"outlet":"heartland-mall-kovan/20db-hearing-singapore","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5912,"tier":"inferred"},{"outlet":"heartland-mall-kovan/a-lightz-shop","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5719,"tier":"inferred"},{"outlet":"heartland-mall-kovan/addiction","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/amore","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/a-one-signature","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/aspire-hub","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":8299,"tier":"inferred"},{"outlet":"heartland-mall-kovan/beauty-full-skin-wellness","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/beauty-language","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5977,"tier":"inferred"},{"outlet":"heartland-mall-kovan/bite-n-go","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/bountiful-living","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5719,"tier":"inferred"},{"outlet":"heartland-mall-kovan/buddy-hoagies-cafe-and-grill","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/calinice-creation","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5944,"tier":"inferred"},{"outlet":"heartland-mall-kovan/caring-skin","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/clearsk-aesthetic-clinic","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":8011,"tier":"inferred"},{"outlet":"heartland-mall-kovan/cold-storage","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5411,"tier":"inferred"},{"outlet":"heartland-mall-kovan/dorra-slimming-singapore","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/ec-house","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/encik-tan","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/ex-style","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/eye-do-optic","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7299,"tier":"inferred"},{"outlet":"heartland-mall-kovan/eyewear-collection","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":8043,"tier":"inferred"},{"outlet":"heartland-mall-kovan/fashion-forever","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5651,"tier":"inferred"},{"outlet":"heartland-mall-kovan/foto-express","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7299,"tier":"inferred"},{"outlet":"heartland-mall-kovan/four-leaves","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5462,"tier":"inferred"},{"outlet":"heartland-mall-kovan/fragrance","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5499,"tier":"inferred"},{"outlet":"heartland-mall-kovan/gizmos-exclusive","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5732,"tier":"inferred"},{"outlet":"heartland-mall-kovan/gong-yuan-ma-la-tang","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/ho-kee-pau","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/hockhua-tonic","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5912,"tier":"inferred"},{"outlet":"heartland-mall-kovan/home-and-giving","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5947,"tier":"inferred"},{"outlet":"heartland-mall-kovan/ivins-peranakan-restaurant","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/japan-home","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5719,"tier":"inferred"},{"outlet":"heartland-mall-kovan/jean-yip-hairdressing","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/kcuts","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/kings-footworks","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7298,"tier":"inferred"},{"outlet":"heartland-mall-kovan/koi-the","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"heartland-mall-kovan/kskin","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/lac","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5499,"tier":"inferred"},{"outlet":"heartland-mall-kovan/ladyfinger","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/liho","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"heartland-mall-kovan/ma-kuang-tcm","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7299,"tier":"inferred"},{"outlet":"heartland-mall-kovan/maidcity","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7361,"tier":"inferred"},{"outlet":"heartland-mall-kovan/mixue-ice-cream-and-tea","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"heartland-mall-kovan/money-bro-lsg","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5947,"tier":"inferred"},{"outlet":"heartland-mall-kovan/mos-burger","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"heartland-mall-kovan/mr-bean","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/mr-coconut","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"heartland-mall-kovan/munchi-pancakes","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"heartland-mall-kovan/n-e-hairdressing-salon","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/natrahea","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":8099,"tier":"inferred"},{"outlet":"heartland-mall-kovan/nature-senze","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5651,"tier":"inferred"},{"outlet":"heartland-mall-kovan/old-chang-kee","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"heartland-mall-kovan/olleh-fashion","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5651,"tier":"inferred"},{"outlet":"heartland-mall-kovan/parkway-shenton","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":8011,"tier":"inferred"},{"outlet":"heartland-mall-kovan/pauls-barbershop","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/pearls-visioncare","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":8043,"tier":"inferred"},{"outlet":"heartland-mall-kovan/popeyes","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"heartland-mall-kovan/popular","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5942,"tier":"inferred"},{"outlet":"heartland-mall-kovan/primadeli","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5462,"tier":"inferred"},{"outlet":"heartland-mall-kovan/raymond-maids","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7361,"tier":"inferred"},{"outlet":"heartland-mall-kovan/relax-nails-and-spa","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7298,"tier":"inferred"},{"outlet":"heartland-mall-kovan/s-and-d","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5651,"tier":"inferred"},{"outlet":"heartland-mall-kovan/saizeriya","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/sanook-kitchen","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/scarlett-supermarket","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5411,"tier":"inferred"},{"outlet":"heartland-mall-kovan/shakura-pigmentation-beauty","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/she-studio","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5651,"tier":"inferred"},{"outlet":"heartland-mall-kovan/shimmer-n-shine","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/singtel-exclusive-retailer","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":4812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/skin-labo","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5912,"tier":"inferred"},{"outlet":"heartland-mall-kovan/skp","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5719,"tier":"inferred"},{"outlet":"heartland-mall-kovan/slim-labo","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/snackz-it","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"heartland-mall-kovan/sothys","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/spacio-tcm-wellness","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":8099,"tier":"inferred"},{"outlet":"heartland-mall-kovan/stuffd","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"heartland-mall-kovan/sunrich-enterprise","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"heartland-mall-kovan/sushi-express","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/taka-jewellery","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5944,"tier":"inferred"},{"outlet":"heartland-mall-kovan/the-charcoal-grill-legend","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/the-summer-acai","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/toast-and-roll-by-swee-heng","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5462,"tier":"inferred"},{"outlet":"heartland-mall-kovan/toast-box","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/traditional-foot-reflexology","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7298,"tier":"inferred"},{"outlet":"heartland-mall-kovan/tupperware","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5719,"tier":"inferred"},{"outlet":"heartland-mall-kovan/v-medical-aesthetic-laser-clinic","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":8011,"tier":"inferred"},{"outlet":"heartland-mall-kovan/vaishnavi-beauty-salon-and-spa","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7298,"tier":"inferred"},{"outlet":"heartland-mall-kovan/vegetarian-express","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/vision-27","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":8043,"tier":"inferred"},{"outlet":"heartland-mall-kovan/vitacare-family-clinic","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":8011,"tier":"inferred"},{"outlet":"heartland-mall-kovan/wenting-costume-jewellery-and-accessories","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5944,"tier":"inferred"},{"outlet":"heartland-mall-kovan/wok-hey","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/young-hearts","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5621,"tier":"inferred"},{"outlet":"heartland-mall-kovan/yu-pavilion","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"heartland-mall-kovan/yun-nam-hair-care","source":"","capturedAt":"2026-10-29T12:23:43+08:00","extractor":"","mcc":7230,"tier":"inferred"}],"rates":[{"brand":"old-chang-kee","source":"","capturedAt":"2026-10-28T00:00:00+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.05},{"brand":"gong-yuan-ma-la-tang","source":"","capturedAt":"2026-10-28T00:00:00+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.01},{"brand":"koi-the","source":"","capturedAt":"2026-10-28T00:00:00+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.03},{"brand":"koi-the","source":"","capturedAt":"2026-10-28T00:00:00+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.03},{"brand":"gong-yuan-ma-la-tang","source":"","capturedAt":"2026-10-30T01:19:15+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.01},{"brand":"koi-the","source":"","capturedAt":"2026-10-30T01:19:15+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.03},{"brand":"old-chang-kee","source":"","capturedAt":"2026-10-30T01:19:15+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.05},{"brand":"toast-box","source":"","capturedAt":"2026-10-30T01:18:45+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.03},{"brand":"natrahea","source":"","capturedAt":"2026-10-30T03:39:48+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0},{"brand":"lac","source":"","capturedAt":"2026-10-30T07:52:52+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0},{"brand":"young-hearts","source":"","capturedAt":"2026-10-30T11:35:56+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0}],"stacking":[{"source":"","capturedAt":"2026-10-28T16:45:00+08:00","extractor":"","layer":"swensens-cool-rewards","with":"kris-plus","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T20:05:00+08:00","extractor":"","layer":"seoul-garden-membership","with":"kris-plus","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T20:05:00+08:00","extractor":"","layer":"seoul-garden-membership","with":"kris-plus-voucher","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T20:05:00+08:00","extractor":"","layer":"seoul-garden-membership","with":"shopback-pay","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T16:30:00+08:00","extractor":"","layer":"haidilao-membership","with":"kris-plus","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T16:30:00+08:00","extractor":"","layer":"haidilao-membership","with":"kris-plus-voucher","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T16:30:00+08:00","extractor":"","layer":"haidilao-membership","with":"shopback-pay","about":"earning","verdict":"not-stated","clause":""}],"typicalBills":{"categories":{"food":30,"groceries":60,"shopping":50,"beauty-health":50,"services":50,"entertainment":30},"cuisines":{"fast-food":10,"drinks":8,"coffee":8,"dessert":10,"bakery":10,"snacks":8}}}