{"currencies":[{"id":"krisflyer","name":"KrisFlyer miles","kind":"miles","transfer":{"points":1,"miles":1},"step":1,"sources":[],"milesPerUnit":1},{"id":"dbs-points","name":"DBS Points","kind":"bank-points","transfer":{"points":5000,"miles":10000},"step":1,"sources":["https://www.dbs.com.sg/personal/support/card-rewards-convert-dbs-points-to-frequent-flyer.html"],"milesPerUnit":2},{"id":"citi-points","name":"Citi ThankYou Points","kind":"bank-points","transfer":{"points":25000,"miles":10000},"step":1,"sources":["https://www.citibank.com.sg/credit-cards/privileges-programs/credit-card-rewards-redemption/points-transfer.html"],"milesPerUnit":0.4},{"id":"uni-dollars","name":"UNI$","kind":"bank-points","transfer":{"points":5000,"miles":10000},"step":1,"sources":["https://www.uob.com.sg/personal/cards/rewards/ladys-card/index.page","https://milelion.com/2026/08/18/review-uob-ladys-card-ladys-solitaire/"],"milesPerUnit":2},{"id":"hsbc-points","name":"HSBC points","kind":"bank-points","transfer":{"points":30000,"miles":10000},"step":1,"sources":["https://www.hsbc.com.sg/credit-cards/rewards/","https://mainlymiles.com/2026/08/12/hsbc-revolution-review-2026/"],"milesPerUnit":0.3333333333333333},{"id":"maybank-treatspoints","name":"TREATS Points","kind":"bank-points","transfer":{"points":25000,"miles":10000},"step":1,"sources":["https://mainlymiles.com/2026/07/25/maybank-xl-rewards-card-review-2026/","https://milelion.com/2026/07/05/review-maybank-xl-rewards-card/"],"milesPerUnit":0.4},{"id":"ocbc-dollars","name":"OCBC$","kind":"bank-points","transfer":{"points":25000,"miles":10000},"step":1,"sources":["https://milelion.com/2026/05/29/review-ocbc-titanium-rewards-card/","https://mainlymiles.com/2026/01/22/ocbc-rewards-card-review-2026/"],"milesPerUnit":0.4},{"id":"shopback-cashback","name":"ShopBack cashback","kind":"cashback","shortName":"back","centsPerUnit":50,"step":0.01,"sources":[]},{"id":"voucher-saving","name":"Voucher saving","kind":"cashback","shortName":"off","centsPerUnit":100,"step":0.01,"sources":[]},{"id":"swensens-rebate","name":"Swensen's Rebate$","kind":"cashback","shortName":"Rebate$","centsPerUnit":50,"faceCents":100,"step":0.01,"sources":["https://www.swensens.com.sg/cool-rewards-membership-terms-conditions/"]},{"id":"seoul-garden-points","name":"Seoul Garden points","kind":"mall-points","shortName":"points","centsPerUnit":2.5,"faceCents":5,"step":1,"sources":["https://seoulgardenhotpot.com.sg/membership/"]},{"id":"haidilao-points","name":"Haidilao points","kind":"mall-points","shortName":"points","centsPerUnit":1.25,"faceCents":2.5,"step":1,"sources":["https://www.haidilao-inc.com/sg/member/membership/MemberGuide","https://sg.everydayonsales.com/18-september-2026-onwards-haidilao-singapore-mid-autumn-collection-promotion-with-limited-edition-festive-goodies/","https://www.lemon8-app.com/@mellonpan_/7258845017211404801?region=sg"]},{"id":"starbucks-stars","name":"Starbucks Stars","kind":"mall-points","shortName":"Stars","centsPerUnit":5,"faceCents":10,"step":1,"sources":["https://www.starbucks.com.sg/frequently-asked-questions-starbucks-rewards"]}],"malls":[{"id":"anchorpoint","name":"Anchorpoint","area":"Queenstown","location":{"lat":1.288615,"lng":103.80501,"source":"https://www.onemap.gov.sg/api/common/elastic/search?searchVal=Anchorpoint&returnGeom=Y&getAddrDetails=Y&pageNum=1","capturedAt":"2026-10-29T12:50:31+08:00"}}],"brands":[{"id":"2thumbsup-hainanese-curry-rice","name":"2ThumbsUp Hainanese Curry Rice","aliases":[],"category":"food","label":"Chinese restaurant","cuisines":["chinese"]},{"id":"a-kind-ooof-jewellery","name":"A KIND OOOF Jewellery","aliases":[],"category":"shopping","label":"Jewellery","cuisines":[]},{"id":"aureus-academy","name":"Aureus Academy","aliases":["Aureus"],"category":"services","label":"Tuition centre","cuisines":[]},{"id":"bengawan-solo","name":"Bengawan Solo","aliases":[],"category":"food","label":"Kueh & cakes","cuisines":["bakery","local"]},{"id":"cold-storage","name":"Cold Storage","aliases":[],"category":"groceries","label":"Supermarket","cuisines":[]},{"id":"common-man-coffee-roasters","name":"Common Man Coffee Roasters","aliases":[],"category":"food","label":"Coffee","cuisines":["coffee"]},{"id":"de-sand-salon","name":"De Sand Salon","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"deliz-street","name":"Deliz Street","aliases":[],"category":"food","label":"Restaurant","cuisines":[]},{"id":"eastchamp-optics","name":"Eastchamp Optics","aliases":[],"category":"shopping","label":"Optician","cuisines":[]},{"id":"ec-house","name":"EC House","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"fish-mart-sakuraya","name":"Fish Mart SAKURAYA","aliases":[],"category":"food","label":"Restaurant","cuisines":[]},{"id":"global-art","name":"Global Art","aliases":[],"category":"services","label":"Tuition centre","cuisines":[]},{"id":"go-ang-pratunam-chicken-rice","name":"Go-Ang Pratunam Chicken Rice","aliases":[],"category":"food","label":"Thai restaurant","cuisines":["thai","local"]},{"id":"honey-beauty-nail-salon","name":"Honey Beauty Nail Salon","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"ichigo-studios","name":"ICHIGO Studios","aliases":[],"category":"shopping","label":"Lifestyle","cuisines":[]},{"id":"iclaw-taiwan","name":"iClaw Taiwan","aliases":[],"category":"entertainment","label":"Entertainment","cuisines":[]},{"id":"instic-academy","name":"INSTIC Academy","aliases":[],"category":"services","label":"Enrichment centre","cuisines":[]},{"id":"itea","name":"iTea","aliases":[],"category":"food","label":"Bubble tea","cuisines":["drinks"]},{"id":"jacks-place","name":"Jack's Place","aliases":[],"category":"food","label":"Restaurant","cuisines":[]},{"id":"jhl-tcm-beauty","name":"JHL TCM Beauty","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"kfc","name":"KFC","aliases":[],"category":"food","label":"Fried chicken","cuisines":["fast-food","western"]},{"id":"koi-the","name":"KOI Thé","aliases":["KOI Thé Express"],"category":"food","label":"Bubble tea","cuisines":["drinks"]},{"id":"la-trendz","name":"La Trendz","aliases":[],"category":"shopping","label":"Fashion","cuisines":[]},{"id":"ma-maison","name":"Ma Maison","aliases":[],"category":"food","label":"Japanese restaurant","cuisines":["japanese"]},{"id":"mcdonalds","name":"McDonald's","aliases":[],"category":"food","label":"Fast food","cuisines":["fast-food","western"]},{"id":"mr-coconut","name":"Mr. Coconut","aliases":["Mr. Coconut Go"],"category":"food","label":"Coconut shakes","cuisines":["drinks"]},{"id":"mr-diy","name":"MR.DIY","aliases":[],"category":"shopping","label":"Home furnishings","cuisines":[]},{"id":"my-greatest-child","name":"My Greatest Child","aliases":[],"category":"services","label":"Enrichment centre","cuisines":[]},{"id":"nakanishi-cakes","name":"Nakanishi Cakes","aliases":[],"category":"food","label":"Bakery","cuisines":["bakery"]},{"id":"nb-natural-beauty","name":"NB Natural Beauty","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"nk-hairworks","name":"NK Hairworks","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"orian-eyewear","name":"ORIAN Eyewear","aliases":[],"category":"shopping","label":"Optician","cuisines":[]},{"id":"overbr-d-scandinavian-deli","name":"Overbrød (Scandinavian Deli)","aliases":[],"category":"food","label":"Restaurant","cuisines":[]},{"id":"pet-lovers-centre","name":"Pet Lovers Centre","aliases":[],"category":"services","label":"Pet shop","cuisines":[]},{"id":"q-and-m-dental-clinic","name":"Q&M Dental Clinic","aliases":[],"category":"beauty-health","label":"Dentist","cuisines":[]},{"id":"san-dai-yong-tau-foo","name":"San Dai Yong Tau Foo","aliases":[],"category":"food","label":"Local food","cuisines":["local"]},{"id":"school-of-russian-ballet-singapore","name":"School of Russian Ballet Singapore","aliases":[],"category":"services","label":"Enrichment centre","cuisines":[]},{"id":"snap-fitness","name":"SNAP FITNESS","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"starbucks","name":"Starbucks","aliases":["Starbucks Coffee"],"category":"food","label":"Coffee","cuisines":["coffee"]},{"id":"straits-clinic","name":"Straits Clinic","aliases":[],"category":"beauty-health","label":"Clinic","cuisines":[]},{"id":"subway","name":"Subway","aliases":["Subway Niche"],"category":"food","label":"Sandwiches","cuisines":["fast-food","western"]},{"id":"taeseong-taekwondo","name":"Taeseong Taekwondo","aliases":[],"category":"services","label":"Enrichment centre","cuisines":[]},{"id":"the-ice-bath-club","name":"The Ice Bath Club","aliases":[],"category":"beauty-health","label":"Spa","cuisines":[]},{"id":"the-lash-chapter","name":"The Lash Chapter","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"tumble-laundromat-and-dry-cleaners","name":"Tumble Laundromat & Dry Cleaners","aliases":[],"category":"services","label":"Laundry","cuisines":[]},{"id":"watsons","name":"Watsons","aliases":[],"category":"beauty-health","label":"Pharmacy","cuisines":[]},{"id":"wine-connection","name":"Wine Connection","aliases":[],"category":"food","label":"Wine shop","cuisines":["drinks"]},{"id":"woowfles-by-bakery-cuisine","name":"Woowfles by Bakery Cuisine","aliases":[],"category":"food","label":"Bakery","cuisines":["bakery"]},{"id":"wow-lets-party","name":"WOW! Let’s Party","aliases":[],"category":"shopping","label":"Party supplies","cuisines":[]},{"id":"xin-wang-hong-kong-cafe","name":"Xin Wang Hong Kong Café","aliases":[],"category":"food","label":"Hong Kong café","cuisines":["chinese"]},{"id":"ya-kun-kaya-toast","name":"Ya Kun Kaya Toast","aliases":["Ya Kun Family Café"],"category":"food","label":"Kaya toast","cuisines":["coffee","local"]},{"id":"yi-jia-cafe-by-ultra-bake","name":"Yi Jia Cafe by Ultra Bake","aliases":[],"category":"food","label":"Coffee","cuisines":["coffee","bakery"]},{"id":"yoga-movement","name":"Yoga Movement","aliases":[],"category":"services","label":"Gym","cuisines":[]},{"id":"yong-kang-tcm-clinic","name":"Yong Kang TCM Clinic","aliases":["YONG KANG TCM"],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"yoshinoya","name":"Yoshinoya","aliases":[],"category":"food","label":"Japanese restaurant","cuisines":["japanese","fast-food","dessert"]}],"outlets":[{"id":"2thumbsup-hainanese-curry-rice","brand":"2thumbsup-hainanese-curry-rice","unit":"#B1-47/48","mall":"anchorpoint"},{"id":"a-kind-ooof-jewellery","brand":"a-kind-ooof-jewellery","unit":"#01-19","mall":"anchorpoint"},{"id":"aureus-academy","brand":"aureus-academy","unit":"#B1-38/39","mall":"anchorpoint"},{"id":"bengawan-solo","brand":"bengawan-solo","unit":"#B1-45","mall":"anchorpoint"},{"id":"cold-storage","brand":"cold-storage","unit":"#B1-03 to 10","mall":"anchorpoint"},{"id":"common-man-coffee-roasters","brand":"common-man-coffee-roasters","unit":"#01-01","mall":"anchorpoint"},{"id":"de-sand-salon","brand":"de-sand-salon","unit":"#B1-02","mall":"anchorpoint"},{"id":"deliz-street","brand":"deliz-street","unit":"#01-02/03/04","mall":"anchorpoint"},{"id":"eastchamp-optics","brand":"eastchamp-optics","unit":"#B1-25","mall":"anchorpoint"},{"id":"ec-house","brand":"ec-house","unit":"#B1-18","mall":"anchorpoint"},{"id":"fish-mart-sakuraya","brand":"fish-mart-sakuraya","unit":"#B1-14/15","mall":"anchorpoint"},{"id":"global-art","brand":"global-art","unit":"#B1-32","mall":"anchorpoint"},{"id":"go-ang-pratunam-chicken-rice","brand":"go-ang-pratunam-chicken-rice","unit":"#01-07/08","mall":"anchorpoint"},{"id":"honey-beauty-nail-salon","brand":"honey-beauty-nail-salon","unit":"#B1-24","mall":"anchorpoint"},{"id":"ichigo-studios","brand":"ichigo-studios","unit":"#B1-49/50","mall":"anchorpoint"},{"id":"iclaw-taiwan","brand":"iclaw-taiwan","unit":"#B1-34A","mall":"anchorpoint"},{"id":"instic-academy","brand":"instic-academy","unit":"#B1-36/37","mall":"anchorpoint"},{"id":"itea","brand":"itea","unit":"#B1-13","mall":"anchorpoint"},{"id":"jacks-place","brand":"jacks-place","unit":"#01-09/10","mall":"anchorpoint"},{"id":"jhl-tcm-beauty","brand":"jhl-tcm-beauty","unit":"#01-28/29","mall":"anchorpoint"},{"id":"kfc","brand":"kfc","unit":"#01-15/16","mall":"anchorpoint"},{"id":"koi-the","brand":"koi-the","unit":"#01-37","mall":"anchorpoint"},{"id":"la-trendz","brand":"la-trendz","unit":"#01-20","mall":"anchorpoint"},{"id":"ma-maison","brand":"ma-maison","unit":"#01-12","mall":"anchorpoint"},{"id":"mcdonalds","brand":"mcdonalds","unit":"#01-31/32/33","mall":"anchorpoint"},{"id":"mr-coconut","brand":"mr-coconut","unit":"#B1-53/54","mall":"anchorpoint"},{"id":"mr-diy","brand":"mr-diy","unit":"#B1-28 to 31","mall":"anchorpoint"},{"id":"my-greatest-child","brand":"my-greatest-child","unit":"#B1-19","mall":"anchorpoint"},{"id":"nakanishi-cakes","brand":"nakanishi-cakes","unit":"#B1-51","mall":"anchorpoint"},{"id":"nb-natural-beauty","brand":"nb-natural-beauty","unit":"#B1-16","mall":"anchorpoint"},{"id":"nk-hairworks","brand":"nk-hairworks","unit":"#B1-22","mall":"anchorpoint"},{"id":"orian-eyewear","brand":"orian-eyewear","unit":"#01-21","mall":"anchorpoint"},{"id":"overbr-d-scandinavian-deli","brand":"overbr-d-scandinavian-deli","unit":"#01-14A","mall":"anchorpoint"},{"id":"pet-lovers-centre","brand":"pet-lovers-centre","unit":"#B1-26/27","mall":"anchorpoint"},{"id":"q-and-m-dental-clinic","brand":"q-and-m-dental-clinic","unit":"#B1-42","mall":"anchorpoint"},{"id":"san-dai-yong-tau-foo","brand":"san-dai-yong-tau-foo","unit":"#B1-58","mall":"anchorpoint"},{"id":"school-of-russian-ballet-singapore","brand":"school-of-russian-ballet-singapore","unit":"#B1-40","mall":"anchorpoint"},{"id":"snap-fitness","brand":"snap-fitness","unit":"#B1-23","mall":"anchorpoint"},{"id":"starbucks","brand":"starbucks","unit":"#01-05/06","mall":"anchorpoint"},{"id":"straits-clinic","brand":"straits-clinic","unit":"#B1-41","mall":"anchorpoint"},{"id":"subway","brand":"subway","unit":"#01-11","mall":"anchorpoint"},{"id":"taeseong-taekwondo","brand":"taeseong-taekwondo","unit":"#B1-33/34","mall":"anchorpoint"},{"id":"the-ice-bath-club","brand":"the-ice-bath-club","unit":"#01-13/13A/14","mall":"anchorpoint"},{"id":"the-lash-chapter","brand":"the-lash-chapter","unit":"#01-22","mall":"anchorpoint"},{"id":"tumble-laundromat-and-dry-cleaners","brand":"tumble-laundromat-and-dry-cleaners","unit":"#B1-43","mall":"anchorpoint"},{"id":"watsons","brand":"watsons","unit":"#01-26/27","mall":"anchorpoint"},{"id":"wine-connection","brand":"wine-connection","unit":"#B1-35","mall":"anchorpoint"},{"id":"woowfles-by-bakery-cuisine","brand":"woowfles-by-bakery-cuisine","unit":"#B1-46","mall":"anchorpoint"},{"id":"wow-lets-party","brand":"wow-lets-party","unit":"#B1-11/12","mall":"anchorpoint"},{"id":"xin-wang-hong-kong-cafe","brand":"xin-wang-hong-kong-cafe","unit":"#01-23/24/25/35/36","mall":"anchorpoint"},{"id":"ya-kun-kaya-toast","brand":"ya-kun-kaya-toast","unit":"#B1-57","mall":"anchorpoint"},{"id":"yi-jia-cafe-by-ultra-bake","brand":"yi-jia-cafe-by-ultra-bake","unit":"#B1-44","mall":"anchorpoint"},{"id":"yoga-movement","brand":"yoga-movement","unit":"#02-01","mall":"anchorpoint"},{"id":"yong-kang-tcm-clinic","brand":"yong-kang-tcm-clinic","unit":"#B1-17","mall":"anchorpoint"},{"id":"yoshinoya","brand":"yoshinoya","unit":"#01-01","mall":"anchorpoint"}],"cards":[{"id":"citi-rewards","name":"Citi Rewards Mastercard","bank":"Citi","shortName":"Citi Rewards","currency":"citi-points","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2026-01-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","chip-insert"],"mccs":[5311,5611,5621,5631,5641,5651,5655,5661,5691,5699,5948]},{"pointsPerDollar":10,"channels":["online","amaze"],"exceptMccs":["3000-3999",4111,4112,4411,4511,4722,4723,4789,5962,7011,7012,7512]}],"excludedMccs":[4829,4900,5199,5960,5993,6012,6050,6051,6211,6300,6513,"6529-6540",7349,7511,7523,7800,7995,8062,"8211-8299",8398,"8651-8661",9754,"9000-9999"],"excludedChannels":[],"roundingBlock":{"base":1,"bonus":1},"cap":{"amount":1000,"period":"statement-month"},"sources":["https://mainlymiles.com/2026/08/18/citi-rewards-card-review-2026/","https://www.citibank.com.sg/credit-cards/rewards/citi-rewards-card"]}]},{"id":"dbs-womans-world","name":"DBS Woman's World Card","bank":"DBS","shortName":"DBS WWMC","currency":"dbs-points","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-08-01","effectiveTo":"2025-11-30","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["online","in-app-wallet"],"exceptMccs":[7399]}],"excludedMccs":[9211,9222,9223,9311,9399,9402,9405,5960,6300,8062,8211,8220,8241,8244,8249,8299],"excludedChannels":["amaze"],"roundingBlock":{"base":1,"bonus":1},"cap":{"amount":1000,"period":"calendar-month"},"sources":["https://milelion.com/2026/08/11/review-dbs-womans-world-card/","https://mainlymiles.com/2026/02/11/dbs-wwmc-review-2026/"]},{"effectiveFrom":"2025-12-01","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["online","in-app-wallet"],"exceptMccs":[7399]}],"excludedMccs":[9211,9222,9223,9311,9399,9402,9405,5960,6300,8062,8211,8220,8241,8244,8249,8299,4900,5047,5199,5993,6050,6513,6529,6530,6534,6540,7349,7511,7523,8651,8699,8999],"excludedChannels":["amaze"],"roundingBlock":{"base":1,"bonus":1},"cap":{"amount":1000,"period":"calendar-month"},"sources":["https://milelion.com/2026/08/11/review-dbs-womans-world-card/","https://milelion.com/2025/10/30/dbs-cards-add-new-reward-exclusions-from-december-2025/","https://mainlymiles.com/2026/02/11/dbs-wwmc-review-2026/"]}]},{"id":"hsbc-revolution","name":"HSBC Revolution","bank":"HSBC","shortName":"HSBC Revo","currency":"hsbc-points","network":"visa","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2026-04-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","online","in-app-wallet"],"mccs":[5441,5462,5811,5812,5813,4816,5045,5262,5309,5310,5311,5331,5399,"5611-5699","5732-5735",5912,5942,"5944-5949","5964-5970",5992,5999,4121,7997,4411,"3000-3999",4511,7011]}],"excludedMccs":[4829,4900,5960,6050,6051,6300,7349,7523,7801,7995,8062,"8211-8299",8398,9311,9399,9402,9405,9754],"excludedChannels":[],"roundingBlock":{"base":1,"bonus":1},"cap":{"amount":1000,"period":"calendar-month"},"sources":["https://mainlymiles.com/2026/08/12/hsbc-revolution-review-2026/","https://www.hsbc.com.sg/credit-cards/products/revolution/"]}]},{"id":"krisflyer-uob","name":"KrisFlyer UOB Credit Card","bank":"UOB","shortName":"KF UOB","currency":"krisflyer","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2026-07-01","basePointsPerDollar":1.2,"bonuses":[{"pointsPerDollar":3,"channels":["in-app-wallet"],"layers":["kris-plus","kris-plus-voucher"]},{"pointsPerDollar":2.4,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5812,5813,5814],"requires":"you spend S$1,000 with the SIA Group in your membership year; these extra miles arrive after it ends"},{"pointsPerDollar":2.4,"channels":["online","in-app-wallet"],"mccs":[4816,5262,5306,5309,5310,5311,5331,5399,5611,5621,5631,5641,5651,5661,5691,5699,5732,5733,5735,5912,5942,"5944-5949",5999],"requires":"you spend S$1,000 with the SIA Group in your membership year; these extra miles arrive after it ends"},{"pointsPerDollar":2.4,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[4121],"requires":"you spend S$1,000 with the SIA Group in your membership year; these extra miles arrive after it ends"}],"excludedMccs":[4829,4900,5199,5960,5965,5993,6012,6050,6051,6211,6300,6399,6513,6529,6530,6534,6540,7349,7511,7523,7995,8011,8062,8099,8211,8220,8241,8244,8249,8299,8398,8651,8661,8699,8999,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":["amaze"],"roundingBlock":{"base":5,"bonus":5},"sources":["https://www.uob.com.sg/assets/pdfs/kf_credit_card_full_tnc.pdf","https://milelion.com/2026/04/12/review-krisflyer-uob-credit-card/"]}]},{"id":"maybank-world","name":"Maybank World Mastercard","bank":"Maybank","shortName":"Maybank World","currency":"maybank-treatspoints","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-01-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","chip-insert"],"mccs":[5541]}],"excludedMccs":[4900],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":5},"sources":["https://milelion.com/2026/09/27/review-maybank-world-mastercard/"]}]},{"id":"maybank-xl","name":"Maybank XL Rewards","bank":"Maybank","shortName":"Maybank XL","currency":"maybank-treatspoints","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-01-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet","amaze"],"mccs":[5811,5812,5814,5462,5262,5310,5311,5331,5399,5621,5631,5651,5655,5661,5691,5699,5941,4899,5813,5815,7832,7993,7994,"3000-3308",4511,4722,7011]}],"excludedMccs":[4900,5960,6211,6300,6540,7995,8398,"9211-9405"],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":5},"cap":{"amount":1000,"period":"calendar-month"},"minimumSpend":{"amount":500,"period":"calendar-month"},"sources":["https://milelion.com/2026/07/05/review-maybank-xl-rewards-card/","https://mainlymiles.com/2026/07/25/maybank-xl-rewards-card-review-2026/"]}]},{"id":"ocbc-rewards","name":"OCBC Rewards Card","bank":"OCBC","shortName":"OCBC Rewards","currency":"ocbc-dollars","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-01-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet","amaze"],"mccs":[5309,5311,5611,5621,5631,5641,5651,5655,5661,5691,5699,5941,5948]}],"excludedMccs":[4784,4829,4900,5047,5199,5960,5993,6010,6012,6051,6211,6300,6513,6540,7349,7523,7995,8062,8211,8220,8241,8244,8249,8299,8398,8651,8661,8675,8699,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":5},"cap":{"amount":1110,"period":"calendar-month"},"sources":["https://milelion.com/2026/05/29/review-ocbc-titanium-rewards-card/","https://mainlymiles.com/2026/01/22/ocbc-rewards-card-review-2026/"]}]},{"id":"uob-ladys","name":"UOB Lady's Card","bank":"UOB","shortName":"UOB Lady's","currency":"uni-dollars","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-08-01","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5912,5977,7230,7231,7297,7298],"pick":"Beauty and wellness"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5811,5812,5814,5499],"pick":"Dining"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5813,7832,7922],"pick":"Entertainment"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5411,5641],"pick":"Family"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5311,5611,5621,5631,5651,5655,5661,5691,5699,5948],"pick":"Fashion"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[4111,4121,4789,5541,5542],"pick":"Transport"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":["3000-3999",4511,7011],"pick":"Travel"}],"excludedMccs":[4829,4900,5199,5960,5965,5993,6012,6050,6051,6211,6300,6513,6529,6530,6534,6540,7349,7511,7523,7995,8062,8211,8220,8241,8244,8249,8299,8398,8651,8661,8699,8999,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":["amaze"],"roundingBlock":{"base":5,"bonus":1},"cap":{"amount":1000,"period":"calendar-month"},"mostPicks":2,"sources":["https://mainlymiles.com/2026/10/26/uob-ladys-cards-review-2026/","https://milelion.com/2026/08/18/review-uob-ladys-card-ladys-solitaire/","https://www.uob.com.sg/assets/pdfs/ladys-cards-tcs.pdf"]}]},{"id":"uob-preferred","name":"UOB Preferred Visa","bank":"UOB","shortName":"UOB PPV","currency":"uni-dollars","network":"visa","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2026-03-01","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["mobile-wallet"],"cap":{"amount":600,"period":"calendar-month"}},{"pointsPerDollar":2,"channels":["online","in-app-wallet"],"mccs":[4816,5262,5306,5309,5310,5311,5331,5399,5611,5621,5631,5641,5651,5661,5691,5699,"5732-5735",5912,5942,"5944-5949",5964,"5966-5970",5992,5999,5811,5812,5814,5333,5411,5441,5462,5499,8012,9751,7278,7832,7841,7922,7991,7996,"7998-7999"],"cap":{"amount":600,"period":"calendar-month"}}],"excludedMccs":[4829,4900,5199,5960,5965,5993,6012,6050,6051,6211,6300,6513,6529,6530,6534,6540,7349,7511,7523,7995,8062,8211,8220,8241,8244,8249,8299,8398,8651,8661,8699,8999,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":5},"sources":["https://mainlymiles.com/2026/07/22/uob-preferred-visa-review-2026/","https://www.uob.com.sg/web-resources/personal/pdf/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card/terms-and-conditions-for-preferred-plat-visa.pdf"]}]},{"id":"uob-visa-signature","name":"UOB Visa Signature","bank":"UOB","shortName":"UOB VS","currency":"uni-dollars","network":"visa","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-01-01","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet"]},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5541,5542]}],"excludedMccs":[4829,4900,5199,5960,5965,5993,6012,6050,6051,6211,6300,6513,6529,6530,6534,6540,7349,7511,7523,7995,8062,8211,8220,8241,8244,8249,8299,8398,8651,8661,8699,8999,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":1},"cap":{"amount":1200,"period":"statement-month"},"minimumSpend":{"amount":1000,"period":"statement-month"},"sources":["https://milelion.com/2026/08/10/review-uob-visa-signature-card/","https://www.uob.com.sg/web-resources/personal/pdf/personal/cards/credit-cards/travel-cards/uob-visa-signature-card/terms-and-conditions-governing-uob-visa-signature-card.pdf"]}]}],"layers":[{"id":"haidilao-membership","name":"Haidilao membership","shortName":"Haidilao","kind":"loyalty","currency":"haidilao-points","steps":["Log in to your Haidilao membership on the table tablet before you ask for the bill"],"rewardNote":"Points for gifts and dishes, not cash","sources":["https://www.haidilao-inc.com/sg/member/membership/MemberGuide","https://www.haidilao-inc.com/sg/member/membership/interests"],"breaks":[]},{"id":"kris-plus-voucher","name":"Kris+ voucher","shortName":"Kris+ voucher","kind":"payment","channel":"in-app-wallet","currency":"krisflyer","steps":["Before you go, buy a {brand} voucher in Kris+ with Apple Pay or Google Pay, using your {card}","At the counter, scan the Kris+ QR to use the voucher, then pay any balance in the app the same way"],"savings":"voucher-saving","planAhead":true,"rewardNote":"Kris+ miles must be moved to KrisFlyer within 21 days","sources":["https://www.uob.com.sg/assets/pdfs/kf_credit_card_full_tnc.pdf","https://milelion.com/2021/07/22/kris-launches-deals-section-earn-krisflyer-miles-when-buying-partner-vouchers/","https://mainlymiles.com/2024/08/03/kris-offering-500-bonus-miles-with-selected-voucher-purchases/"],"breaks":[]},{"id":"kris-plus","name":"Kris+","kind":"payment","channel":"in-app-wallet","currency":"krisflyer","steps":["Open Kris+, tap Pay and scan {brand}'s Kris+ QR code at the counter","Key in the bill and pay with Apple Pay or Google Pay, using your {card}"],"sources":["https://www.singaporeair.com/zh_CN/sg/ppsclub-krisflyer/use-miles/krispay/krisplus-inapp","https://www.krisplus.com/en/sg/about-krisplus"],"breaks":[]},{"id":"seoul-garden-membership","name":"Seoul Garden membership","shortName":"Seoul Garden","kind":"loyalty","currency":"seoul-garden-points","steps":["Give your Seoul Garden membership before you pay"],"rewardNote":"Points for money off a later Seoul Garden bill","sources":["https://seoulgardenhotpot.com.sg/membership/","https://seoulgardenhotpot.com.sg/faq/"],"breaks":[]},{"id":"shopback-pay","name":"ShopBack Pay","shortName":"ShopBack","kind":"payment","channel":"online","walletChannel":"in-app-wallet","currency":"shopback-cashback","steps":["Scan the ShopBack QR at the counter and pay in the ShopBack app with your {card}"],"rewardNote":"Not every outlet takes it, so look for the ShopBack QR at the counter. Often return cashback, paid out when you visit the same brand again","sources":["https://www.shopback.sg/guide/how-to/earn-cashback-in-store","https://milelion.com/2025/06/23/how-to-turn-offline-spend-into-online-spend/","https://www.singsaver.com.sg/credit-card/blog/how-to-maximise-cashback-shopback-pay","https://milelion.com/2024/05/14/psa-dont-use-citi-rewards-card-with-mobile-wallets/"],"breaks":[]},{"id":"starbucks-rewards","name":"Starbucks Rewards","shortName":"Starbucks","kind":"loyalty","currency":"starbucks-stars","steps":["Scan your Starbucks Rewards code before you pay"],"rewardNote":"Stars for money off drinks and food at Starbucks","sources":["https://www.starbucks.com.sg/frequently-asked-questions-starbucks-rewards"],"breaks":[]},{"id":"swensens-cool-rewards","name":"Swensen's Cool Rewards","shortName":"Cool Rewards","kind":"loyalty","currency":"swensens-rebate","steps":["Give your Swensen's Cool Rewards membership before you pay"],"rewardNote":"Rebate$ to spend at Swensen's","sources":["https://www.swensens.com.sg/cool-rewards-membership-terms-conditions/","https://www.swensens.com.sg/be-a-member/"],"breaks":[]}],"wrappers":[{"id":"amaze","name":"Amaze","channel":"amaze","networks":["mastercard"],"fee":{"percent":1,"minimum":0.5},"sources":["https://milelion.com/2026/08/15/instarem-amaze-card-review/"]}],"mccs":[{"brand":"bengawan-solo","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5462,"tier":"brand"},{"brand":"kfc","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5814,"tier":"brand"},{"brand":"kfc","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5999,"tier":"brand"},{"brand":"mcdonalds","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5814,"tier":"brand"},{"brand":"starbucks","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5814,"tier":"brand"},{"brand":"subway","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5814,"tier":"brand"},{"brand":"subway","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5812,"tier":"brand"},{"brand":"ya-kun-kaya-toast","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5812,"tier":"brand"},{"brand":"watsons","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5912,"tier":"brand"},{"brand":"watsons","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5411,"tier":"brand"},{"brand":"pet-lovers-centre","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5995,"tier":"brand"},{"brand":"pet-lovers-centre","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5965,"tier":"brand"},{"brand":"bengawan-solo","source":"","capturedAt":"2026-10-28T00:00:00+08:00","extractor":"","mcc":5499,"tier":"brand"},{"outlet":"anchorpoint/2thumbsup-hainanese-curry-rice","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"anchorpoint/a-kind-ooof-jewellery","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5944,"tier":"inferred"},{"outlet":"anchorpoint/aureus-academy","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":8299,"tier":"inferred"},{"outlet":"anchorpoint/cold-storage","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5411,"tier":"inferred"},{"outlet":"anchorpoint/common-man-coffee-roasters","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"anchorpoint/de-sand-salon","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"anchorpoint/deliz-street","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"anchorpoint/eastchamp-optics","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":8043,"tier":"inferred"},{"outlet":"anchorpoint/ec-house","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"anchorpoint/fish-mart-sakuraya","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"anchorpoint/global-art","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":8299,"tier":"inferred"},{"outlet":"anchorpoint/go-ang-pratunam-chicken-rice","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"anchorpoint/honey-beauty-nail-salon","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"anchorpoint/ichigo-studios","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5999,"tier":"inferred"},{"outlet":"anchorpoint/iclaw-taiwan","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7994,"tier":"inferred"},{"outlet":"anchorpoint/instic-academy","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":8299,"tier":"inferred"},{"outlet":"anchorpoint/itea","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"anchorpoint/jacks-place","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"anchorpoint/jhl-tcm-beauty","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"anchorpoint/koi-the","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"anchorpoint/la-trendz","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5651,"tier":"inferred"},{"outlet":"anchorpoint/ma-maison","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"anchorpoint/mr-coconut","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"anchorpoint/mr-diy","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5719,"tier":"inferred"},{"outlet":"anchorpoint/my-greatest-child","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":8299,"tier":"inferred"},{"outlet":"anchorpoint/nakanishi-cakes","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5462,"tier":"inferred"},{"outlet":"anchorpoint/nb-natural-beauty","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"anchorpoint/nk-hairworks","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"anchorpoint/orian-eyewear","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":8043,"tier":"inferred"},{"outlet":"anchorpoint/overbr-d-scandinavian-deli","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"anchorpoint/q-and-m-dental-clinic","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":8021,"tier":"inferred"},{"outlet":"anchorpoint/san-dai-yong-tau-foo","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"anchorpoint/school-of-russian-ballet-singapore","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":8299,"tier":"inferred"},{"outlet":"anchorpoint/snap-fitness","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"anchorpoint/straits-clinic","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":8011,"tier":"inferred"},{"outlet":"anchorpoint/taeseong-taekwondo","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":8299,"tier":"inferred"},{"outlet":"anchorpoint/the-ice-bath-club","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7298,"tier":"inferred"},{"outlet":"anchorpoint/the-lash-chapter","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"anchorpoint/tumble-laundromat-and-dry-cleaners","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7216,"tier":"inferred"},{"outlet":"anchorpoint/wine-connection","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5921,"tier":"inferred"},{"outlet":"anchorpoint/woowfles-by-bakery-cuisine","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5462,"tier":"inferred"},{"outlet":"anchorpoint/wow-lets-party","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5999,"tier":"inferred"},{"outlet":"anchorpoint/xin-wang-hong-kong-cafe","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"outlet":"anchorpoint/yi-jia-cafe-by-ultra-bake","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5814,"tier":"inferred"},{"outlet":"anchorpoint/yoga-movement","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7997,"tier":"inferred"},{"outlet":"anchorpoint/yong-kang-tcm-clinic","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":7230,"tier":"inferred"},{"outlet":"anchorpoint/yoshinoya","source":"","capturedAt":"2026-10-29T12:55:54+08:00","extractor":"","mcc":5812,"tier":"inferred"},{"brand":"fish-mart-sakuraya","source":"","capturedAt":"2026-10-30T00:11:17+08:00","extractor":"","mcc":5812,"tier":"brand"}],"rates":[{"brand":"bengawan-solo","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","layer":"kris-plus","kind":"base","perDollar":2},{"brand":"starbucks","source":"","capturedAt":"2026-10-28T00:00:00+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.1},{"brand":"bengawan-solo","source":"","capturedAt":"2026-10-28T00:00:00+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.05},{"brand":"subway","source":"","capturedAt":"2026-10-28T00:00:00+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.05},{"brand":"koi-the","source":"","capturedAt":"2026-10-28T00:00:00+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.03},{"brand":"koi-the","source":"","capturedAt":"2026-10-28T00:00:00+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.03},{"brand":"starbucks","source":"","capturedAt":"2026-10-28T16:45:00+08:00","extractor":"","layer":"starbucks-rewards","kind":"base","perDollar":0.5,"block":2},{"brand":"fish-mart-sakuraya","source":"","capturedAt":"2026-10-30T00:11:17+08:00","extractor":"","layer":"kris-plus","kind":"base","perDollar":2},{"brand":"bengawan-solo","source":"","capturedAt":"2026-10-30T01:19:15+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.05},{"brand":"koi-the","source":"","capturedAt":"2026-10-30T01:19:15+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.03},{"brand":"starbucks","source":"","capturedAt":"2026-10-30T01:19:15+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.1},{"brand":"subway","source":"","capturedAt":"2026-10-30T01:19:15+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0.05},{"brand":"common-man-coffee-roasters","source":"","capturedAt":"2026-10-30T02:31:17+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0},{"brand":"wine-connection","source":"","capturedAt":"2026-10-30T07:23:22+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0}],"stacking":[{"brand":"starbucks","source":"","capturedAt":"2026-10-28T16:45:00+08:00","extractor":"","layer":"starbucks-rewards","with":"shopback-pay","about":"earning","verdict":"not-allowed","clause":""},{"brand":"starbucks","source":"","capturedAt":"2026-10-28T16:45:00+08:00","extractor":"","layer":"starbucks-rewards","with":"shopback-pay","about":"using","verdict":"not-allowed","clause":""},{"source":"","capturedAt":"2026-10-28T16:45:00+08:00","extractor":"","layer":"swensens-cool-rewards","with":"kris-plus","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T20:05:00+08:00","extractor":"","layer":"seoul-garden-membership","with":"kris-plus","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T20:05:00+08:00","extractor":"","layer":"seoul-garden-membership","with":"kris-plus-voucher","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T20:05:00+08:00","extractor":"","layer":"seoul-garden-membership","with":"shopback-pay","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T16:30:00+08:00","extractor":"","layer":"haidilao-membership","with":"kris-plus","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T16:30:00+08:00","extractor":"","layer":"haidilao-membership","with":"kris-plus-voucher","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T16:30:00+08:00","extractor":"","layer":"haidilao-membership","with":"shopback-pay","about":"earning","verdict":"not-stated","clause":""}],"typicalBills":{"categories":{"food":30,"groceries":60,"shopping":50,"beauty-health":50,"services":50,"entertainment":30},"cuisines":{"fast-food":10,"drinks":8,"coffee":8,"dessert":10,"bakery":10,"snacks":8}}}