{"currencies":[{"id":"krisflyer","name":"KrisFlyer miles","kind":"miles","transfer":{"points":1,"miles":1},"step":1,"sources":[],"milesPerUnit":1},{"id":"dbs-points","name":"DBS Points","kind":"bank-points","transfer":{"points":5000,"miles":10000},"step":1,"sources":["https://www.dbs.com.sg/personal/support/card-rewards-convert-dbs-points-to-frequent-flyer.html"],"milesPerUnit":2},{"id":"citi-points","name":"Citi ThankYou Points","kind":"bank-points","transfer":{"points":25000,"miles":10000},"step":1,"sources":["https://www.citibank.com.sg/credit-cards/privileges-programs/credit-card-rewards-redemption/points-transfer.html"],"milesPerUnit":0.4},{"id":"uni-dollars","name":"UNI$","kind":"bank-points","transfer":{"points":5000,"miles":10000},"step":1,"sources":["https://www.uob.com.sg/personal/cards/rewards/ladys-card/index.page","https://milelion.com/2026/08/18/review-uob-ladys-card-ladys-solitaire/"],"milesPerUnit":2},{"id":"hsbc-points","name":"HSBC points","kind":"bank-points","transfer":{"points":30000,"miles":10000},"step":1,"sources":["https://www.hsbc.com.sg/credit-cards/rewards/","https://mainlymiles.com/2026/08/12/hsbc-revolution-review-2026/"],"milesPerUnit":0.3333333333333333},{"id":"maybank-treatspoints","name":"TREATS Points","kind":"bank-points","transfer":{"points":25000,"miles":10000},"step":1,"sources":["https://mainlymiles.com/2026/07/25/maybank-xl-rewards-card-review-2026/","https://milelion.com/2026/07/05/review-maybank-xl-rewards-card/"],"milesPerUnit":0.4},{"id":"ocbc-dollars","name":"OCBC$","kind":"bank-points","transfer":{"points":25000,"miles":10000},"step":1,"sources":["https://milelion.com/2026/05/29/review-ocbc-titanium-rewards-card/","https://mainlymiles.com/2026/01/22/ocbc-rewards-card-review-2026/"],"milesPerUnit":0.4},{"id":"shopback-cashback","name":"ShopBack cashback","kind":"cashback","shortName":"back","centsPerUnit":50,"step":0.01,"sources":[]},{"id":"voucher-saving","name":"Voucher saving","kind":"cashback","shortName":"off","centsPerUnit":100,"step":0.01,"sources":[]},{"id":"swensens-rebate","name":"Swensen's Rebate$","kind":"cashback","shortName":"Rebate$","centsPerUnit":50,"faceCents":100,"step":0.01,"sources":["https://www.swensens.com.sg/cool-rewards-membership-terms-conditions/"]},{"id":"seoul-garden-points","name":"Seoul Garden points","kind":"mall-points","shortName":"points","centsPerUnit":2.5,"faceCents":5,"step":1,"sources":["https://seoulgardenhotpot.com.sg/membership/"]},{"id":"haidilao-points","name":"Haidilao points","kind":"mall-points","shortName":"points","centsPerUnit":1.25,"faceCents":2.5,"step":1,"sources":["https://www.haidilao-inc.com/sg/member/membership/MemberGuide","https://sg.everydayonsales.com/18-september-2026-onwards-haidilao-singapore-mid-autumn-collection-promotion-with-limited-edition-festive-goodies/","https://www.lemon8-app.com/@mellonpan_/7258845017211404801?region=sg"]},{"id":"starbucks-stars","name":"Starbucks Stars","kind":"mall-points","shortName":"Stars","centsPerUnit":5,"faceCents":10,"step":1,"sources":["https://www.starbucks.com.sg/frequently-asked-questions-starbucks-rewards"]}],"malls":[],"brands":[{"id":"1-alfaro","name":"1-Alfaro","aliases":[],"category":"food","label":"Restaurant","cuisines":[]},{"id":"1-arden","name":"1-Arden","aliases":[],"category":"food","label":"Restaurant","cuisines":[]},{"id":"108-matcha-saro","name":"108 Matcha Saro","aliases":[],"category":"food","label":"Restaurant","cuisines":[]},{"id":"10scotts","name":"10SCOTTS","aliases":[],"category":"food","label":"Restaurant","cuisines":[]},{"id":"168-pinoy-gift-shop","name":"168 Pinoy Gift Shop","aliases":[],"category":"shopping","label":"Gifts","cuisines":[]},{"id":"1918-heritage-bar","name":"1918 Heritage Bar","aliases":["1918 Heritage"],"category":"food","label":"Restaurant","cuisines":[]},{"id":"1gravity","name":"1Gravity","aliases":[],"category":"beauty-health","label":"Beauty salon","cuisines":[]},{"id":"1st-com","name":"1st Com","aliases":[],"category":"shopping","label":"Mobile phones","cuisines":[]},{"id":"20db-digisound","name":"20dB Digisound","aliases":[],"category":"beauty-health","label":"Clinic or pharmacy","cuisines":[]},{"id":"20db-hearing-singapore","name":"20dB Hearing Singapore","aliases":[],"category":"beauty-health","label":"Pharmacy","cuisines":[]},{"id":"20db-hearing","name":"20DB HEARING","aliases":[],"category":"services","label":"Services","cuisines":[]},{"id":"21st-century-employment-agency-caregivers","name":"21st Century Employment Agency / Caregivers","aliases":[],"category":"services","label":"Employment agency","cuisines":[]},{"id":"2s-print-hub","name":"2S Print Hub","aliases":[],"category":"services","label":"Printing and engraving","cuisines":[]},{"id":"2thumbsup-hainanese-curry-rice","name":"2ThumbsUp Hainanese Curry Rice","aliases":[],"category":"food","label":"Chinese restaurant","cuisines":["chinese"]},{"id":"3-dify-studio","name":"3 Dify Studio","aliases":[],"category":"services","label":"Services","cuisines":[]},{"id":"3-kings-pub","name":"3 Kings Pub","aliases":[],"category":"food","label":"Bar","cuisines":["drinks"]},{"id":"3-meals-bowl-by-bowl","name":"3 MEALS BOWL BY BOWL","aliases":[],"category":"food","label":"Restaurant","cuisines":[]},{"id":"328-katong-laksa","name":"328 Katong Laksa","aliases":[],"category":"food","label":"Local food","cuisines":["local"]},{"id":"42-pasta-is-the-answer","name":"42 Pasta is the Answer","aliases":[],"category":"food","label":"Western food","cuisines":["western"]},{"id":"5-little-bears","name":"5 LITTLE BEARS","aliases":[],"category":"food","label":"Restaurant","cuisines":[]},{"id":"665f-andaz-singapore","name":"665°F - Andaz Singapore","aliases":["665F"],"category":"food","label":"Restaurant","cuisines":[]},{"id":"7-eleven","name":"7-Eleven","aliases":[],"category":"groceries","label":"Convenience store","cuisines":[]},{"id":"8-korean-bbq","name":"8 Korean BBQ","aliases":[],"category":"food","label":"Restaurant","cuisines":[]},{"id":"808-cycles","name":"808 Cycles","aliases":[],"category":"shopping","label":"Shop","cuisines":[]},{"id":"85-redhill-teochew-fishball-noodles","name":"85 Redhill Teochew Fishball Noodles","aliases":[],"category":"food","label":"Chinese restaurant","cuisines":["chinese","drinks","snacks"]},{"id":"8titude-korean-hair-salon","name":"8titude Korean Hair Salon","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]},{"id":"96-sin-embroidery-printing","name":"96@SIN Embroidery Printing","aliases":[],"category":"services","label":"Printing and engraving","cuisines":[]},{"id":"98-designs-embroidery-services","name":"98 Designs Embroidery Services","aliases":[],"category":"services","label":"Printing and engraving","cuisines":[]},{"id":"99-percent-hair-studio","name":"99 PERCENT HAIR STUDIO","aliases":[],"category":"beauty-health","label":"Beauty","cuisines":[]}],"outlets":[{"mall":"anywhere","id":"1-alfaro","brand":"1-alfaro","unit":"Any outlet"},{"mall":"anywhere","id":"1-arden","brand":"1-arden","unit":"Any outlet"},{"mall":"anywhere","id":"108-matcha-saro","brand":"108-matcha-saro","unit":"Any outlet"},{"mall":"anywhere","id":"10scotts","brand":"10scotts","unit":"Any outlet"},{"mall":"anywhere","id":"168-pinoy-gift-shop","brand":"168-pinoy-gift-shop","unit":"Any outlet"},{"mall":"anywhere","id":"1918-heritage-bar","brand":"1918-heritage-bar","unit":"Any outlet"},{"mall":"anywhere","id":"1gravity","brand":"1gravity","unit":"Any outlet"},{"mall":"anywhere","id":"1st-com","brand":"1st-com","unit":"Any outlet"},{"mall":"anywhere","id":"20db-digisound","brand":"20db-digisound","unit":"Any outlet"},{"mall":"anywhere","id":"20db-hearing-singapore","brand":"20db-hearing-singapore","unit":"Any outlet"},{"mall":"anywhere","id":"20db-hearing","brand":"20db-hearing","unit":"Any outlet"},{"mall":"anywhere","id":"21st-century-employment-agency-caregivers","brand":"21st-century-employment-agency-caregivers","unit":"Any outlet"},{"mall":"anywhere","id":"2s-print-hub","brand":"2s-print-hub","unit":"Any outlet"},{"mall":"anywhere","id":"2thumbsup-hainanese-curry-rice","brand":"2thumbsup-hainanese-curry-rice","unit":"Any outlet"},{"mall":"anywhere","id":"3-dify-studio","brand":"3-dify-studio","unit":"Any outlet"},{"mall":"anywhere","id":"3-kings-pub","brand":"3-kings-pub","unit":"Any outlet"},{"mall":"anywhere","id":"3-meals-bowl-by-bowl","brand":"3-meals-bowl-by-bowl","unit":"Any outlet"},{"mall":"anywhere","id":"328-katong-laksa","brand":"328-katong-laksa","unit":"Any outlet"},{"mall":"anywhere","id":"42-pasta-is-the-answer","brand":"42-pasta-is-the-answer","unit":"Any outlet"},{"mall":"anywhere","id":"5-little-bears","brand":"5-little-bears","unit":"Any outlet"},{"mall":"anywhere","id":"665f-andaz-singapore","brand":"665f-andaz-singapore","unit":"Any outlet"},{"mall":"anywhere","id":"7-eleven","brand":"7-eleven","unit":"Any outlet"},{"mall":"anywhere","id":"8-korean-bbq","brand":"8-korean-bbq","unit":"Any outlet"},{"mall":"anywhere","id":"808-cycles","brand":"808-cycles","unit":"Any outlet"},{"mall":"anywhere","id":"85-redhill-teochew-fishball-noodles","brand":"85-redhill-teochew-fishball-noodles","unit":"Any outlet"},{"mall":"anywhere","id":"8titude-korean-hair-salon","brand":"8titude-korean-hair-salon","unit":"Any outlet"},{"mall":"anywhere","id":"96-sin-embroidery-printing","brand":"96-sin-embroidery-printing","unit":"Any outlet"},{"mall":"anywhere","id":"98-designs-embroidery-services","brand":"98-designs-embroidery-services","unit":"Any outlet"},{"mall":"anywhere","id":"99-percent-hair-studio","brand":"99-percent-hair-studio","unit":"Any outlet"}],"cards":[{"id":"citi-rewards","name":"Citi Rewards Mastercard","bank":"Citi","shortName":"Citi Rewards","currency":"citi-points","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2026-01-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","chip-insert"],"mccs":[5311,5611,5621,5631,5641,5651,5655,5661,5691,5699,5948]},{"pointsPerDollar":10,"channels":["online","amaze"],"exceptMccs":["3000-3999",4111,4112,4411,4511,4722,4723,4789,5962,7011,7012,7512]}],"excludedMccs":[4829,4900,5199,5960,5993,6012,6050,6051,6211,6300,6513,"6529-6540",7349,7511,7523,7800,7995,8062,"8211-8299",8398,"8651-8661",9754,"9000-9999"],"excludedChannels":[],"roundingBlock":{"base":1,"bonus":1},"cap":{"amount":1000,"period":"statement-month"},"sources":["https://mainlymiles.com/2026/08/18/citi-rewards-card-review-2026/","https://www.citibank.com.sg/credit-cards/rewards/citi-rewards-card"]}]},{"id":"dbs-womans-world","name":"DBS Woman's World Card","bank":"DBS","shortName":"DBS WWMC","currency":"dbs-points","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-08-01","effectiveTo":"2025-11-30","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["online","in-app-wallet"],"exceptMccs":[7399]}],"excludedMccs":[9211,9222,9223,9311,9399,9402,9405,5960,6300,8062,8211,8220,8241,8244,8249,8299],"excludedChannels":["amaze"],"roundingBlock":{"base":1,"bonus":1},"cap":{"amount":1000,"period":"calendar-month"},"sources":["https://milelion.com/2026/08/11/review-dbs-womans-world-card/","https://mainlymiles.com/2026/02/11/dbs-wwmc-review-2026/"]},{"effectiveFrom":"2025-12-01","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["online","in-app-wallet"],"exceptMccs":[7399]}],"excludedMccs":[9211,9222,9223,9311,9399,9402,9405,5960,6300,8062,8211,8220,8241,8244,8249,8299,4900,5047,5199,5993,6050,6513,6529,6530,6534,6540,7349,7511,7523,8651,8699,8999],"excludedChannels":["amaze"],"roundingBlock":{"base":1,"bonus":1},"cap":{"amount":1000,"period":"calendar-month"},"sources":["https://milelion.com/2026/08/11/review-dbs-womans-world-card/","https://milelion.com/2025/10/30/dbs-cards-add-new-reward-exclusions-from-december-2025/","https://mainlymiles.com/2026/02/11/dbs-wwmc-review-2026/"]}]},{"id":"hsbc-revolution","name":"HSBC Revolution","bank":"HSBC","shortName":"HSBC Revo","currency":"hsbc-points","network":"visa","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2026-04-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","online","in-app-wallet"],"mccs":[5441,5462,5811,5812,5813,4816,5045,5262,5309,5310,5311,5331,5399,"5611-5699","5732-5735",5912,5942,"5944-5949","5964-5970",5992,5999,4121,7997,4411,"3000-3999",4511,7011]}],"excludedMccs":[4829,4900,5960,6050,6051,6300,7349,7523,7801,7995,8062,"8211-8299",8398,9311,9399,9402,9405,9754],"excludedChannels":[],"roundingBlock":{"base":1,"bonus":1},"cap":{"amount":1000,"period":"calendar-month"},"sources":["https://mainlymiles.com/2026/08/12/hsbc-revolution-review-2026/","https://www.hsbc.com.sg/credit-cards/products/revolution/"]}]},{"id":"krisflyer-uob","name":"KrisFlyer UOB Credit Card","bank":"UOB","shortName":"KF UOB","currency":"krisflyer","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2026-07-01","basePointsPerDollar":1.2,"bonuses":[{"pointsPerDollar":3,"channels":["in-app-wallet"],"layers":["kris-plus","kris-plus-voucher"]},{"pointsPerDollar":2.4,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5812,5813,5814],"requires":"you spend S$1,000 with the SIA Group in your membership year; these extra miles arrive after it ends"},{"pointsPerDollar":2.4,"channels":["online","in-app-wallet"],"mccs":[4816,5262,5306,5309,5310,5311,5331,5399,5611,5621,5631,5641,5651,5661,5691,5699,5732,5733,5735,5912,5942,"5944-5949",5999],"requires":"you spend S$1,000 with the SIA Group in your membership year; these extra miles arrive after it ends"},{"pointsPerDollar":2.4,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[4121],"requires":"you spend S$1,000 with the SIA Group in your membership year; these extra miles arrive after it ends"}],"excludedMccs":[4829,4900,5199,5960,5965,5993,6012,6050,6051,6211,6300,6399,6513,6529,6530,6534,6540,7349,7511,7523,7995,8011,8062,8099,8211,8220,8241,8244,8249,8299,8398,8651,8661,8699,8999,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":["amaze"],"roundingBlock":{"base":5,"bonus":5},"sources":["https://www.uob.com.sg/assets/pdfs/kf_credit_card_full_tnc.pdf","https://milelion.com/2026/04/12/review-krisflyer-uob-credit-card/"]}]},{"id":"maybank-world","name":"Maybank World Mastercard","bank":"Maybank","shortName":"Maybank World","currency":"maybank-treatspoints","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-01-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","chip-insert"],"mccs":[5541]}],"excludedMccs":[4900],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":5},"sources":["https://milelion.com/2026/09/27/review-maybank-world-mastercard/"]}]},{"id":"maybank-xl","name":"Maybank XL Rewards","bank":"Maybank","shortName":"Maybank XL","currency":"maybank-treatspoints","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-01-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet","amaze"],"mccs":[5811,5812,5814,5462,5262,5310,5311,5331,5399,5621,5631,5651,5655,5661,5691,5699,5941,4899,5813,5815,7832,7993,7994,"3000-3308",4511,4722,7011]}],"excludedMccs":[4900,5960,6211,6300,6540,7995,8398,"9211-9405"],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":5},"cap":{"amount":1000,"period":"calendar-month"},"minimumSpend":{"amount":500,"period":"calendar-month"},"sources":["https://milelion.com/2026/07/05/review-maybank-xl-rewards-card/","https://mainlymiles.com/2026/07/25/maybank-xl-rewards-card-review-2026/"]}]},{"id":"ocbc-rewards","name":"OCBC Rewards Card","bank":"OCBC","shortName":"OCBC Rewards","currency":"ocbc-dollars","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-01-01","basePointsPerDollar":1,"bonuses":[{"pointsPerDollar":10,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet","amaze"],"mccs":[5309,5311,5611,5621,5631,5641,5651,5655,5661,5691,5699,5941,5948]}],"excludedMccs":[4784,4829,4900,5047,5199,5960,5993,6010,6012,6051,6211,6300,6513,6540,7349,7523,7995,8062,8211,8220,8241,8244,8249,8299,8398,8651,8661,8675,8699,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":5},"cap":{"amount":1110,"period":"calendar-month"},"sources":["https://milelion.com/2026/05/29/review-ocbc-titanium-rewards-card/","https://mainlymiles.com/2026/01/22/ocbc-rewards-card-review-2026/"]}]},{"id":"uob-ladys","name":"UOB Lady's Card","bank":"UOB","shortName":"UOB Lady's","currency":"uni-dollars","network":"mastercard","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-08-01","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5912,5977,7230,7231,7297,7298],"pick":"Beauty and wellness"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5811,5812,5814,5499],"pick":"Dining"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5813,7832,7922],"pick":"Entertainment"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5411,5641],"pick":"Family"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5311,5611,5621,5631,5651,5655,5661,5691,5699,5948],"pick":"Fashion"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[4111,4121,4789,5541,5542],"pick":"Transport"},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":["3000-3999",4511,7011],"pick":"Travel"}],"excludedMccs":[4829,4900,5199,5960,5965,5993,6012,6050,6051,6211,6300,6513,6529,6530,6534,6540,7349,7511,7523,7995,8062,8211,8220,8241,8244,8249,8299,8398,8651,8661,8699,8999,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":["amaze"],"roundingBlock":{"base":5,"bonus":1},"cap":{"amount":1000,"period":"calendar-month"},"mostPicks":2,"sources":["https://mainlymiles.com/2026/10/26/uob-ladys-cards-review-2026/","https://milelion.com/2026/08/18/review-uob-ladys-card-ladys-solitaire/","https://www.uob.com.sg/assets/pdfs/ladys-cards-tcs.pdf"]}]},{"id":"uob-preferred","name":"UOB Preferred Visa","bank":"UOB","shortName":"UOB PPV","currency":"uni-dollars","network":"visa","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2026-03-01","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["mobile-wallet"],"cap":{"amount":600,"period":"calendar-month"}},{"pointsPerDollar":2,"channels":["online","in-app-wallet"],"mccs":[4816,5262,5306,5309,5310,5311,5331,5399,5611,5621,5631,5641,5651,5661,5691,5699,"5732-5735",5912,5942,"5944-5949",5964,"5966-5970",5992,5999,5811,5812,5814,5333,5411,5441,5462,5499,8012,9751,7278,7832,7841,7922,7991,7996,"7998-7999"],"cap":{"amount":600,"period":"calendar-month"}}],"excludedMccs":[4829,4900,5199,5960,5965,5993,6012,6050,6051,6211,6300,6513,6529,6530,6534,6540,7349,7511,7523,7995,8062,8211,8220,8241,8244,8249,8299,8398,8651,8661,8699,8999,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":5},"sources":["https://mainlymiles.com/2026/07/22/uob-preferred-visa-review-2026/","https://www.uob.com.sg/web-resources/personal/pdf/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card/terms-and-conditions-for-preferred-plat-visa.pdf"]}]},{"id":"uob-visa-signature","name":"UOB Visa Signature","bank":"UOB","shortName":"UOB VS","currency":"uni-dollars","network":"visa","closedToNewApplicants":false,"versions":[{"effectiveFrom":"2025-01-01","basePointsPerDollar":0.2,"bonuses":[{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet"]},{"pointsPerDollar":2,"channels":["physical-tap","mobile-wallet","chip-insert","online","in-app-wallet"],"mccs":[5541,5542]}],"excludedMccs":[4829,4900,5199,5960,5965,5993,6012,6050,6051,6211,6300,6513,6529,6530,6534,6540,7349,7511,7523,7995,8062,8211,8220,8241,8244,8249,8299,8398,8651,8661,8699,8999,9211,9222,9223,9311,9399,9402,9405],"excludedChannels":[],"roundingBlock":{"base":5,"bonus":1},"cap":{"amount":1200,"period":"statement-month"},"minimumSpend":{"amount":1000,"period":"statement-month"},"sources":["https://milelion.com/2026/08/10/review-uob-visa-signature-card/","https://www.uob.com.sg/web-resources/personal/pdf/personal/cards/credit-cards/travel-cards/uob-visa-signature-card/terms-and-conditions-governing-uob-visa-signature-card.pdf"]}]}],"layers":[{"id":"haidilao-membership","name":"Haidilao membership","shortName":"Haidilao","kind":"loyalty","currency":"haidilao-points","steps":["Log in to your Haidilao membership on the table tablet before you ask for the bill"],"rewardNote":"Points for gifts and dishes, not cash","sources":["https://www.haidilao-inc.com/sg/member/membership/MemberGuide","https://www.haidilao-inc.com/sg/member/membership/interests"],"breaks":[]},{"id":"kris-plus-voucher","name":"Kris+ voucher","shortName":"Kris+ voucher","kind":"payment","channel":"in-app-wallet","currency":"krisflyer","steps":["Before you go, buy a {brand} voucher in Kris+ with Apple Pay or Google Pay, using your {card}","At the counter, scan the Kris+ QR to use the voucher, then pay any balance in the app the same way"],"savings":"voucher-saving","planAhead":true,"rewardNote":"Kris+ miles must be moved to KrisFlyer within 21 days","sources":["https://www.uob.com.sg/assets/pdfs/kf_credit_card_full_tnc.pdf","https://milelion.com/2021/07/22/kris-launches-deals-section-earn-krisflyer-miles-when-buying-partner-vouchers/","https://mainlymiles.com/2024/08/03/kris-offering-500-bonus-miles-with-selected-voucher-purchases/"],"breaks":[]},{"id":"kris-plus","name":"Kris+","kind":"payment","channel":"in-app-wallet","currency":"krisflyer","steps":["Open Kris+, tap Pay and scan {brand}'s Kris+ QR code at the counter","Key in the bill and pay with Apple Pay or Google Pay, using your {card}"],"sources":["https://www.singaporeair.com/zh_CN/sg/ppsclub-krisflyer/use-miles/krispay/krisplus-inapp","https://www.krisplus.com/en/sg/about-krisplus"],"breaks":[]},{"id":"seoul-garden-membership","name":"Seoul Garden membership","shortName":"Seoul Garden","kind":"loyalty","currency":"seoul-garden-points","steps":["Give your Seoul Garden membership before you pay"],"rewardNote":"Points for money off a later Seoul Garden bill","sources":["https://seoulgardenhotpot.com.sg/membership/","https://seoulgardenhotpot.com.sg/faq/"],"breaks":[]},{"id":"shopback-pay","name":"ShopBack Pay","shortName":"ShopBack","kind":"payment","channel":"online","walletChannel":"in-app-wallet","currency":"shopback-cashback","steps":["Scan the ShopBack QR at the counter and pay in the ShopBack app with your {card}"],"rewardNote":"Not every outlet takes it, so look for the ShopBack QR at the counter. Often return cashback, paid out when you visit the same brand again","sources":["https://www.shopback.sg/guide/how-to/earn-cashback-in-store","https://milelion.com/2025/06/23/how-to-turn-offline-spend-into-online-spend/","https://www.singsaver.com.sg/credit-card/blog/how-to-maximise-cashback-shopback-pay","https://milelion.com/2024/05/14/psa-dont-use-citi-rewards-card-with-mobile-wallets/"],"breaks":[]},{"id":"starbucks-rewards","name":"Starbucks Rewards","shortName":"Starbucks","kind":"loyalty","currency":"starbucks-stars","steps":["Scan your Starbucks Rewards code before you pay"],"rewardNote":"Stars for money off drinks and food at Starbucks","sources":["https://www.starbucks.com.sg/frequently-asked-questions-starbucks-rewards"],"breaks":[]},{"id":"swensens-cool-rewards","name":"Swensen's Cool Rewards","shortName":"Cool Rewards","kind":"loyalty","currency":"swensens-rebate","steps":["Give your Swensen's Cool Rewards membership before you pay"],"rewardNote":"Rebate$ to spend at Swensen's","sources":["https://www.swensens.com.sg/cool-rewards-membership-terms-conditions/","https://www.swensens.com.sg/be-a-member/"],"breaks":[]}],"wrappers":[{"id":"amaze","name":"Amaze","channel":"amaze","networks":["mastercard"],"fee":{"percent":1,"minimum":0.5},"sources":["https://milelion.com/2026/08/15/instarem-amaze-card-review/"]}],"mccs":[{"brand":"7-eleven","source":"","capturedAt":"2026-10-27T00:00:00+08:00","extractor":"","mcc":5499,"tier":"brand"},{"brand":"108-matcha-saro","source":"","capturedAt":"2026-10-30T00:52:32+08:00","extractor":"","mcc":5814,"tier":"brand"},{"brand":"665f-andaz-singapore","source":"","capturedAt":"2026-10-30T00:58:30+08:00","extractor":"","mcc":5812,"tier":"brand"},{"brand":"808-cycles","source":"","capturedAt":"2026-10-30T01:01:42+08:00","extractor":"","mcc":5999,"tier":"brand"},{"brand":"8-korean-bbq","source":"","capturedAt":"2026-10-30T01:03:21+08:00","extractor":"","mcc":5812,"tier":"brand"},{"brand":"1-arden","source":"","capturedAt":"2026-10-30T01:07:26+08:00","extractor":"","mcc":5812,"tier":"brand"},{"brand":"1918-heritage-bar","source":"","capturedAt":"2026-10-30T01:07:44+08:00","extractor":"","mcc":5812,"tier":"brand"},{"brand":"1-alfaro","source":"","capturedAt":"2026-10-30T01:10:56+08:00","extractor":"","mcc":5812,"tier":"brand"},{"brand":"10scotts","source":"","capturedAt":"2026-10-30T00:06:03+08:00","extractor":"","mcc":5812,"tier":"brand"}],"rates":[{"brand":"108-matcha-saro","source":"","capturedAt":"2026-10-30T01:30:00+08:00","extractor":"","layer":"kris-plus","kind":"base","perDollar":3},{"brand":"108-matcha-saro","source":"","capturedAt":"2026-10-30T01:30:00+08:00","extractor":"","layer":"kris-plus","kind":"promo","promo":"Kris+ Birthday Bash","perDollar":8,"validFrom":"2026-10-01","validTo":"2026-10-31"},{"brand":"665f-andaz-singapore","source":"","capturedAt":"2026-10-30T01:30:00+08:00","extractor":"","layer":"kris-plus","kind":"base","perDollar":5},{"brand":"665f-andaz-singapore","source":"","capturedAt":"2026-10-30T01:30:00+08:00","extractor":"","layer":"kris-plus","kind":"promo","promo":"Kris+ Birthday Bash","perDollar":8,"validFrom":"2026-10-01","validTo":"2026-10-31"},{"brand":"808-cycles","source":"","capturedAt":"2026-10-30T01:01:42+08:00","extractor":"","layer":"kris-plus","kind":"base","perDollar":3},{"brand":"8-korean-bbq","source":"","capturedAt":"2026-10-30T01:03:21+08:00","extractor":"","layer":"kris-plus","kind":"base","perDollar":2},{"brand":"1-arden","source":"","capturedAt":"2026-10-30T01:07:26+08:00","extractor":"","layer":"kris-plus","kind":"base","perDollar":3},{"brand":"1918-heritage-bar","source":"","capturedAt":"2026-10-30T01:07:44+08:00","extractor":"","layer":"kris-plus","kind":"base","perDollar":3},{"brand":"1-alfaro","source":"","capturedAt":"2026-10-30T01:10:56+08:00","extractor":"","layer":"kris-plus","kind":"base","perDollar":3},{"brand":"10scotts","source":"","capturedAt":"2026-10-30T00:06:03+08:00","extractor":"","layer":"kris-plus","kind":"base","perDollar":6},{"brand":"808-cycles","source":"","capturedAt":"2026-10-30T08:17:53+08:00","extractor":"","layer":"shopback-pay","kind":"base","perDollar":0}],"stacking":[{"source":"","capturedAt":"2026-10-28T16:45:00+08:00","extractor":"","layer":"swensens-cool-rewards","with":"kris-plus","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T20:05:00+08:00","extractor":"","layer":"seoul-garden-membership","with":"kris-plus","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T20:05:00+08:00","extractor":"","layer":"seoul-garden-membership","with":"kris-plus-voucher","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T20:05:00+08:00","extractor":"","layer":"seoul-garden-membership","with":"shopback-pay","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T16:30:00+08:00","extractor":"","layer":"haidilao-membership","with":"kris-plus","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T16:30:00+08:00","extractor":"","layer":"haidilao-membership","with":"kris-plus-voucher","about":"earning","verdict":"not-stated","clause":""},{"source":"","capturedAt":"2026-10-28T16:30:00+08:00","extractor":"","layer":"haidilao-membership","with":"shopback-pay","about":"earning","verdict":"not-stated","clause":""}],"typicalBills":{"categories":{"food":30,"groceries":60,"shopping":50,"beauty-health":50,"services":50,"entertainment":30},"cuisines":{"fast-food":10,"drinks":8,"coffee":8,"dessert":10,"bakery":10,"snacks":8}}}